Commerce Bank is a wholly owned subsidiary of Commerce Bancshares, which is one of the largest independent bank holding companies in the lower Midwest. Commerce Bank offers general banking services and products; retail, corporate, investment, trust and asset management services; bank card services; accident and health insurance; and online banking services. Additionally, it offers various other services, such as consumer installment lending, personal mortgage banking, discount brokerage, cash management, business and government deposit, trust and estate tax planning, portfolio management, venture capital, financial advisory and international banking services. Commerce Bank operates through more than 200 banking centers. Headquartered in Kansas City, Mo., it has one of its locations in Poplar Bluff, Mo.