First State Community Bank is one of the leading financial institutions in Missouri. The bank offers a range of financial products and services for individuals and institutions. It has been in operation since 1954 and maintains locations in southeastern and east-central Missouri. The bank is also known as FSCB and offers insurance products through First State Insurance Agency. First State Community Bank provides checking, savings and individual retirement accounts, as well as Internet and telephone banking services. The bank offers commercial, consumer and home loans. In addition, it offers investment products and services through Conservative Financial Services. First State Community Bank is a member of the Federal Deposit Insurance Corporation (FDIC). It is a locally owned, community bank that is operated by First State Bancshares.