FirstBank provides a wide range of financial services to consumers and businesses. The bank offers checking and savings accounts, certificates of deposit, retirement plans, overdraft protection and mortgage programs. Its lending capabilities include automotive, construction, personal and home equity loans. FirstBank assists businesses with merchant services, credit cards, cash management and lines of credit. The bank's online module enables customers to access accounts, pay bills and customize financial activities. It is a member of the Federal Deposit Insurance Corporation. First Bank has more than 100 locations in Colorado and California. The bank has a branch location in Palm Desert, Calif.