We signed a contract with Joe on March 9, 2016. To this day he has done very little if anything. He contacted out insurance once or twice. It was weeks between communication with him and then he would have some tradgic excuse for why he wasn't doing his job. But if you went in his FB page he was at luncheons looking very happy the day he was speaking about. And only communicated with us after I wrote not so nice on his FB. That was two weeks ago and haven't heard from since. We are now out of luck to do anything since almost four months have past. DO NOT HIRE THIS MAN!