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Phone: (321) 445-3266

Metro West

National Debt Institute, LLC

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Credit & Debt Counseling, Debt Adjusters


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National Debt Institute or NDI...

National Debt Institute or NDI is owned by a Porto Rican Named Manny Garcia, they may seem like a legit business on paper, but believe me when I tell you that they will rob you in any legal way that they can. Bear in mind that the law on services changed in October 2010 stating that A corporation may not charge any upfront fees for services rendered in the financial sector. What these geniuses did was supply you with a $2 package for financial fitness and thus going through a loophole. Don't get me wrong, you are helped with your debt legally and NDI will hold your hand UNTILL your draft has cleared then my friend you are on your own, and then you get handed over to American Debt Counselling or Lighthouse. My problem with this setup is that tha actual company like ADC does NOT charge an enrollment fee. This is done for FREE. What NDI does is buys leads you being one of them, they pitch you and sell you. Now these Crooks can legally charge you anywhere between $299 and $799 depending on how well they read you they will gouge you for every penny they can get. And as if that fee is not enough, they also take 50% of your monthly maintenance fee which on average costs the indebted (or Victim) around an extra $1900. Call ADC which is a Not for Profit Orginisation and affilliated with all major Banks in the US. Dont get gouged!!!

How do I know their 'Secrets' I used to work for them. This is an unbias review and I am just giving you what I know, do with this review as you see fit.