A.M. Best Company is a worldwide insurance-rating and information agency that issues reports and ratings about insurance organizations. Its flagship publication and database, Best's Insurance Reports, offers coverage of insurers and re-insurers in the United States, Canada, the United Kingdom. The company is an issuer of fixed-instrument debt ratings that cover bonds, notes and securitization issued by insurers and re-insurers. Best company is also a publisher of books, directories, CD-ROM products and Internet-based services pertaining to the insurance industry. Products focus on insurance company financial and underwriting information, providers of legal representation, claims adjusting services to the insurance industry and company-specific analytical information in numerous markets. The company was founded in 1899.