I have closed two loans with Liberty Mortgage and they are wonderful to work with. The staff is great and work quickly. The assisted us to get things in order to buy a second home and advised us on how make a few changes in our finances to make sure that our loan would be approved. They are working on refinancing our sons home and he will be saving over $300. a month. This is fantastic. You can get pre approval stated on their website. This is perfect for us who are always on the go.
At first I was very nervous about Refinancing with a company that wasn't local to my area. After reviewing the company on the BBB and other financial websites. I contacted Residential Finance Mortgage Company. I have been very pleased with the Mason Lowery and the professionalism of RFMC. Refinancing was quick, painless and very professional. Mason and the loan officers answered all of my questions and were prompt to handle all the details. Mason handled and communicated everything from the appraisal to closing, making the whole process worry free.
I had perfect payment and credit score of about 720 plus, well I found today that when I called them to ask for a modification and they put me in a forbearance for 3, then said I could apply for a modification after that, (the same day 90 days later they had their collections people calling) hit my credit report with deficiency reports for 3 months, then when I called to apply for the mod (like they said I could, they told me I do not qualify). So why did they look at my credit and payment history and decide to routine my payment history. I got it good! If you want it good, you can get here! GOOD LUCK TO YOU! So now no one will want to refi or do a mod with me! Better run as fast as you can!