How Do I Identify a Phishing Scam? »
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Most people think of pawn stores as a way to make cash quickly or a place to buy an inexpensive ring. In reality, they're a lot more complex than simple buy-and-sell transactions…
As in a court case, the process of mediation provides a method of conflict resolution. However, it is much more informal and does …
Love the dollar tree. Before I go anywhere I go to the dollar tree it's my go to place to find craft items. Tissue paper. Happy birthday bags. Ribbon. I always try to go to the dollar store before I go anywhere else.
This is my go to place to pick up jasmine rice. (White Rice). You can find almost any Asian Ingredients here.
I don't like writing negative reviews, but this is the worst Ralph's I've ever been to. It's near my house so I go out of necessity at least a couple times a week. Aside from the awful parking situation, because that's really not their fault, the staff is unbelievably rude. All the time. Morning, day, and night. They are not helpful, they text while ringing up your groceries, and they joke around. I'm all for a fun working environment, but please don't ignore me as I wait to pay for my groceries because you are busy laughing at a joke. Again, this happens ALL the time! The employees act like you are inconveniencing them if you have a question and they are just overall very rude people. The only positive thing I can say about this store is that it's always clean. It's just a stressful environment for customers. You're better off going to any other Ralph's in the area
Petty credit thieves. I didn't use my card for almost 2 weeks. Came here and bought a pack of cigs and the next day later my credit was stolen. Buying Jordans on finishline.com Losers. Enjoy the 20 bucks
Would have rated 5 stars but for the parking lot which is small compared to the store traffic. However, in spite of that, it's still worth the trip as you can get great deals on typical household items. They also have great seasonal decorations and gift bags.
Friendly staff most of all!! Prices are alright when something's on sale. Otherwise, not so much... Pretty good selection in the bakery, meat and produce section.... Beware in the parking lot, though; idiots galore driving around.
I've been a big fan of Food 4 Less for a while. Mainly for the prices. Some stores are better than others on the selection and cleanliness aspect though... This one's a decent size, pretty clean, and has pretty good fresh produce... And the alcohol is pretty cheap. They don't always have a large selection of the expensive varieties. But the majority is on a regular shelf, instead of locked in a cabinet which you'll need assistance with, (like many F4Ls)... The staff is usually very welcoming and friendly, no matter how rude their customers. Go there enough and the staff will come to recognize you with big smiles which is nice... Wish they had more gluten free items is my only complaint, but they're improving on that so...
This location is one of the biggest 99 cent stores I've seen. Very organized and very clean!.
Love this location. I feel that this location has items that I have not been able to locate at other .99 cent stores. Clean and organized.
Clean and Organized location...I can always find what I need here for a cheaper price. This is definitely my favorite location.
The legal profession is vast, with each attorney having his or her specialties. Here are some of the most common attorneys individuals seek out when they require legal aid:
A criminal defense lawyer is probably the attorney the average person imagines. Criminal attorneys are the men and women who defend individuals accused of a crime. The lawyer may work pro bono - for the public good - so the accused is certain to have representation, even if he or she cannot afford an attorney.
Criminal lawyers are experts in the criminal justice system. They help their clients decide how to plead when first charged by the police and guide them through trial procedures. Defense lawyers must use every bit of their knowledge and resources to get their clients the fairest results from criminal proceedings.
If you are a small business owner or the head of a larger corporation, you may come into contact with a business lawyer. Many big companies keep a legal staff on payroll to deal with the daily operations of running and maintaining a large enterprise. Business lawyers may have more specific specialties like copyright law, product liability and mergers and acquisitions.
Business attorneys may focus their practices on certain industries. There are entertainment lawyers to guide artists through royalties and media contracts, while hospitals employ malpractice attorneys to protect doctors from aggressive litigation.
When you work for a company, you may find yourself in need of an employment lawyer - especially if the relationship between you and your employer sours. An employment attorney prevents people from losing their jobs due to unfair reasons. Workers' compensation lawyers help maintain safe employment conditions and ensure workers receive fair compensation after workplace injury or discrimination.
A personal finance attorney can protect and manage your investments and securities. You may use a finance lawyer to help you prepare your taxes, but you might be better off working with an accountant. A tax attorney is more commonly contacted after a business or individual runs into trouble with the IRS or state regulators.
Real Estate Lawyer
Your family may keep a lawyer on retainer to guide you through the major expenses that come up in life. When buying a home, you could work with a real estate lawyer to make sure you get the best deal and won't get taken advantage of by tricky mortgage agreements or unfair landlords. An estate attorney can help you plan for the worst by creating a will and preparing your finances for after your death.
A bankruptcy lawyer is essential to help you resolve your financial difficulties when they start to spin out of control. Certain attorneys help create strategies to bring you out of debt and speak to your creditors. A lawyer can advise you on which type of bankruptcy you should file for.
If you are suing someone or being sued, you need a civil lawyer. Civil attorneys - and criminal lawyers - are the legal representatives who argue on your behalf in a courtroom setting. Civil lawyers may represent you on matters of business, finance or a wide variety of other specialized needs.
One of the most common types of civil attorneys is a personal injury lawyer. When you're hurt by an outside party and you would like to hold them legally responsible, a personal injury attorney conducts litigation and negotiates settlements to compensate for your pain and suffering. Sometimes many wronged people will join together with a single civil lawyer or law office to form a class action lawsuit.
Most people will turn to a lawyer during a divorce to navigate the emotionally charged legal proceedings. A divorce attorney can assist in determining grounds for separation, division of property and custody of children.
Family attorneys deal with much more personal matters. If you're getting married, a family lawyer can help you prepare a prenuptial agreement or other family planning paperwork such as adoption or inheritance documents.
To ensure you find a competent attorney who won't abuse your trust or drain your finances, you have to make the proper inquiries. There are several questions you should ask, but the majority will fall under three general topics:
Training and Experience Questions
One of the best ways to determine quality is to examine an attorney's history. When you first step into a lawyer's office, you should check for the appropriate certifications and diplomas. You have to ask how long he or she has practiced law and request information that demonstrates the practice's success. Look for precise details such as percentage of cases settled out of court.
Once you inquire about the broad details of their legal career, you should ask questions about their experience that pertains to your specific issue. You should ask how many similar cases they have handled and if they have special skills or training that applies specifically to your needs. Lawyers can't mention clients by name, but you should ask for basic details about identical past cases.
You need to ask about every possible fee that will come up when working with an attorney. You should request a list of all costs in advance so you won't be surprised by additional expenses like overhead. Also determine exactly when you will start being billed. You want to inspect paperwork carefully. If the attorney charges you for his or her experience, you need to make sure he or she will perform tasks personally and not hand it off to an assistant.
Find out if the attorney has a flat fee or charges by the hour. Many civil lawyers work on contingency. Whatever the payment plan, make inquiries about how the lawyer plans to provide service for your money and what you can do if you start to feel unsatisfied with his or her performance.
Lawyer/Client Relationship Questions
When you hire a lawyer, you're agreeing to work with someone over a certain period of time. You need to ask questions about how the attorney will communicate with you and what responsibilities you hold in the relationship. The attorney should let you know the best channel for quick communication and you need to inform him or her when you want updates.
You should also ask questions to get to know the attorney as an individual in order to ensure this is a person you can trust. Ask about their legal philosophy and how he or she views the lawyer/client relationship. Great questions to start off with are ones that will make your life easier, such as how to keep fees down or what daily disruptions you should expect from a long legal battle. The more forthcoming the lawyer appears to be with individual needs, the better.
You may keep a lawyer on retainer or you could turn to an attorney during specific situations. Here are some common reasons people begin seeking legal representation or advice:
You Know Your Limitations
If you sign documents and you come across a word you don't recognize, you need assistance. You may need a third party to help you navigate important employment or real estate paperwork. It's essential you fully understand the terms of any legally binding documentation or activity you become a part of. If you are not an expert in a given field, you'll want to hire an attorney who is.
A lawyer may find legal implications or opportunities you might miss. If you find yourself in a civil or criminal matter, a proper attorney ensures you don't receive a harsh punishment for a small mistake.
You're Facing an Important Event/Decision
When making decisions critical to your financial stability or personal life, you may want a lawyer with expertise in your situation to make sure you do everything you can to arrive at the proper resolution. This is especially true when you become involved in a criminal case and your freedom is on the line.
It's not just a matter of legal knowledge; lawyer's have access to numerous resources you do not. They have staff ready to work around the clock and experts in a variety of fields to give your important issues the attention they deserve.
You Can't Be Impartial
During times when personal matters intersect with legal proceedings, you may need to have an advocate to prevent your emotions from getting in the way of level-headed thinking. For example, divorce lawyers can mediate a heated argument and help both partners get on with their lives.
Emotional investment could be subtle. You may want to have a lawyer look over an investment opportunity that looks too good to be true or investigate the merits of a possible civil suit when you feel wronged.
You're Out of Options
Many people turn to lawyers when they are in trouble. If you've been accused of a crime or are in a terrible financial situation, you can find an attorney who will work with what you have available to assist you as you deal with your problems.
Personal injury lawyers find solutions for people who can no longer work under their own power and bankruptcy attorneys prevent people from giving in to debt. If you find yourself in a situation where you can't find a solution, a lawyer may be able to offer the counsel you need.
When it comes time to choose a lawyer, you should start by searching close to home. While you probably don't want the conflict of interest that comes from being represented by a family member, friends and loved ones can recommend lawyers who served them well in the past. If you do have attorneys you are familiar with, ask who they believe would be best for you.
After going through personal references - especially from individuals who had similar needs - you should broaden your search through public information resources. You can call your area's attorney referral service or check legal organizations like Martindale-Hubbell. There are other resources available online. You should check websites for client reviews and other third-party forms of approval.
When you build a list of possible candidates, perform a background check on each one. See if you can find information on their history and success record. Once you find a possible lawyer, you should call to arrange a consultation so you can ask your important questions in person.
By performing the necessary research and taking every available precaution, you can narrow your search to the attorney most suited to your needs.