Founded in 1906, Troy Bank & Trust is a financial institution. Based in Troy, Ala., the bank offers a range of personal banking services, including checking and savings account and a range of consumer, automobile, real estate and agricultural loans. It also renders credit cards as well as equity/personal line of credit. In addition, Troy Bank & Trust provides retirement services, estate planning, trust services and insurance services. The bank is a member of Federal Deposit Insurance Corporation (FDIC) and an Equal Housing Lender. Trust No. 3 Under The Will Of Charles Henderson is the holding company of Troy Bank & Trust.