Speedy Cash Loans close the gap between the cash you need today and your next paycheck. We help everyday people through everyday financial challenges!
Speedy Cash offers a variety of loan products and financial services that make it convenient to get cash today. Speedy Cash services include: Payday Loans, Installment Loans, Line of Credit, Title Loans, Money Orders, Wire Transfers, Prepaid Debit Cards, Check Cashing and Cash for Gold.
In-store and online services may differ by state and location. Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.
In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.
California: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Installment title loans subject to minimum auto value requirements.
Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Tennessee: State law requires a minimum principal reduction of 2% or $2.50 for customers who get paid bi-weekly/twice a month or 4% or $5 for customers who get paid monthly, whichever is greater. Title Pledge loans are subject to minimum auto value requirements.
Minimum age is 19 in Alabama.
Loan amounts are subject to state regulations, eligibility, credit check, underwriting and approvals. Rates, terms and conditions apply. See associate for details. Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling. Instant lending decision subject to system limitations.
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This is the worst place to get a loan. The People were overly friendly sometimes I noticed when dealing 28th new people. Loan is Quick and easy. But what they DON'T TELL You. Is the interest rate is 400% I had three loans at the same time the two other loans were over$250 $300 they were paid off in a couple months. Not Speedy cash. I borrowed $180 and paid the loan back but because the interest rate was 400% and more despite paying more than$500 dollars my interest on the principle never got paid down.Worst place to get a loan.
I received an advertisement in the mail from speedy cash which contained a reservation number. After securing a $210 loan that I qualified for, I would need to pay $247.06 on a specific date. This went well for three loans. The lawns take a while to get to your bank but that's because I'm in Redding California and there are no speedy cash stores here therefore all business must be conducted via The Internet website, telephone, or app.
An error occurred and when I attempted to rectify the error which was the loan due date which was off by only seven days, I was met with resistance and skepticism.
My request was not honored to have the due date correct, and as a result the fourth loan I had attempted to take out defaulted. This occurred yesterday, 17 July, 2015.
I received A phone call from the customer relations department and was trying to figure out a resolution to my defaulted loan and how to pay it back. We decided that a payment needed to be made by the 18th, and that payment arrangements needed to be made to pay the defaulted loan off. If I could do this, a $15 late fee which I had incurred would be waived. This was a one time courtesy, I was told.
I made a payment IN FULL! However, the late fee of $15 could not be waived because I didn't set up ongoing payments. In other words, they would've worked with me on the late fee if I made partial payments, but not if I made the payment in full.
The bottom line, speedy cash can get cash for you if you need alone, but if there is ever a problem that you need to work with resolution department about... Have fun getting them to do what they say they are going to do. Since I had a great record with them, I don't see why they treat me like someone who's been in collections since the loan was paid in full. Has been paid in full on every occurrence, and yes, I took out another loan which I qualify for because I'm still in good standings with them. They however, are not in good standings with me.
I pulled this long again because my financial situation is rough. I didn't have much of a choice especially since my bank account was overdrawn by $12 as a result entering another $30 fee from my bank for nonsufficient funds. If I wanted to play dirty games with them, I could avoid pulling the loan by calling my bank and paying $25 for a stop payment. Since I don't do business this way, I just took note that this is the way this business operates.
Get your loan, pay it off- but if there are problems don't expect them to help you. I take loans out with four other places in town including Check N Go- and have dealt with many resolutions to problems. All of these companies do what they say they are going to do. They don't make promises that they can't keep, and they don't look for loopholes to see how they can milk you for everything you've got. It would be my recommendation to any friends or family or person looking for a loan, to explore other options first before loaning with speedy cash.