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You deserve affordable car insurance, flexible payment plans, and great services, regardless of your insurance history.  Call, click, or come in for a FREE auto insurance quote!

Save up to 25%! Get Direct & Get Going.

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Get Direct & Get Going.

Direct Auto Insurance was founded on the belief that everyone should be able to get the coverage they need, the services they want, and the respect they deserve, no matter the circumstances. At Direct, we believe in second chances and welcome all drivers to apply for car insurance, even those considered “high risk” or who need an SR22 or FR44. We specialize in providing the right amount of auto insurance coverage at a fair price regardless of past driving, credit, or insurance history.

If you’re looking for a low rate on auto insurance with great coverage and services, call, click, or come in for your free, no-obligation car insurance quote today! We offer liability insurance, comprehensive and collision insurance, roadside assistance, and more. Our friendly agents will help determine the best affordable car insurance coverage and services for your needs, and find all the discounts you’re entitled to, potentially saving you up to 25% on your auto insurance.* We'll  help you find the cheap car insurance you want, with the great coverage and services you expect.  To get a quote, visit us online, in one of our 400+ local car insurance offices in Alabama, Arkansas, Florida, Georgia, Mississippi, North Carolina, Ohio, South Carolina, Tennessee, Texas, and Virginia. Or, call 1-877-GO-DIRECT (1-877-463-4732). Spanish spoken at select locations.

We offer flexible payment options and accept American Express, Discover, Mastercard, Visa, electronic check, and personal check and cash in stores.

*Rates and savings, if any, vary. Cost may vary based on how you buy. Not all products, discounts or payment plans are available in all states or distribution channels. Discounts subject to terms & conditions. Proof of eligibility may be required to retain discount. Underwritten/administered by these members of the National General Insurance Group, Winston-Salem, NC: Direct Gen. Ins. Agy dba Direct Auto Insurance, Direct General Ins. Co., Direct Ins. Co., Direct General Ins. Co.-MS, Direct National Ins. Co. & Direct General Life Ins. Co.


Services:  Friendly, knowledgeable agents available in-store, over the phone, and online to help you get the right amount of coverage at an affordable price. Customize your payment plan, including monthly payment, down payment, and due date to fit your budget.* No checking account or credit card required to get coverage.** Over 400 local offices primarily throughout the South and Southeast.  Immediate proof of insurance. Multiple car insurance discounts throughout our covered states with savings up to 25%.*** Quick claims process with friendly and knowledgeable representatives. Flexible payment options — pay by phone, online, or in person at our convenient local offices. Easy and convenient access to your policy online with MyAccount. *Rates and savings vary. **Local offices only. ***Discounts subject to terms & conditions. Proof of eligibility may be required to retain discount.

Products: Car Insurance, Motorcycle Insurance*, Term Life Insurance, SR-22 / FR-44* Certifications, Roadside Assistance, Emergency Protection Plans, Commercial Auto Insurance*, Mexico Auto Insurance*, Renters Insurance.* *Available in select states


Direct General Insurance Agency, Inc. d/b/a Direct Auto Insurance

Payment method
discover, amex, visa, master card
Social Links
Life Insurance, Auto Insurance, Insurance, Motorcycle Insurance, Truck Insurance


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Phone: (833) 402-1697