In mybook® Services Collection (edit)

Added to your services collection.
Removed from mybook!

We took this business out of your services collection.

Cornerstone National Bank

(1 Review)

(864) 306-1444

20
YEARS
IN BUSINESS
Add to mybook

This listing has been
added to mybook.

This listing has been
removed from mybook.

At Cornerstone National Bank, we believe that a strong banking relationship is the foundation of every profitable business.

General Info
At Cornerstone National Bank, we believe that a strong banking relationship is the foundation of every solid financial plan. It's a relationship based on the value of well-designed products and sound advice. More important it's built on a commitment to unsurpassed service that makes banking as pleasurable as it is easy and convenient. Cornerstone National Bank was formed in 1999 by J. Rodger Anthony and ten Directors to serve the financial needs of Pickens County residents. The founders felt that a community bank that focused on local decision making and personal service tailored to local businesses and entrepreneurs would be well received in the community. In 2002 the Bank expanded, opening a branch in the western part of Greenville, adjacent to Pickens County. In 2005 the Bank expanded again with a branch in Powdersville. Today the Bank operates three branches and an operations center, located adjacent to the headquarters in Easley, SC. The Bank offers a variety of financial products from checking and savings to loans and investments. We strive to offer experience and flexibility in our approach to helping our clients grow. Local decision making makes our lending process swift and uncomplicated. At Cornerstone National Bank, we believe that a strong banking relationship is the foundation of every profitable business. It’s a relationship based on the value of well-designed products and sound advice. More important, it’s built on a commitment to unsurpassed service that makes banking as pleasurable as it is easy and convenient. Described below are the products and services you need to begin developing your own financial plan and a banking relationship that will help ensure the ongoing success of your business. *Open any Personal Cornerstone checking account with as little as $100, and receive unlimited check-writing privileges. You also get free imaged checks with your monthly statements plus a free binder for handy storage. *Subject to approval. At Cornerstone we take pride in getting to know you personally and helping you grow your business. We offer loans for buildings, land, equipment, vehicles, and other capital outlays that help you expand your business. You can speak to an experienced commercial lender who will take the time to build a relationship with you. We listen to your needs and structure loans to your circumstances. We process all our loans in-house so you can get approved quickly when you’re ready to get to work.
Hours

Regular Hours

Extra Phones

Phone: (864) 306-6244

Primary Phone: (864) 850-9168

Phone: (864) 850-9168

Services/Products
Personal: Cornerstone Club Checking - Our premier interest-bearing account, which features special membership benefits: Free customized checks, Free Bill Pay, Free Master Money Check Card (subject to approval), & 10% discount on a safe deposit box (subject to availability). *Avoid the monthly service charge with a $2,500 minimum daily balance; otherwise $12 per month. Interest Checking - A low-cost, interest-bearing account for your everyday checking needs. Fifty Plus Checking - Enables customers age 50 and over to earn interest with no service charge or minimum balance requirements: Interest paid on daily balances of $500 or more, Free customized checks, Free Bill Pay & Free Master Money Check Card (subject to approval). Value Checking - A non-interest-bearing account featuring no balance requirements or activity charges. Free Checking - For the simplicity and convenience of a basic checking account: No minimum balance requirement & No monthly service charge. Health Savings Accounts - If you are under 65 with a high-deductible health plan, this tax-exempt, interest-bearing account enables you to pay or be reimbursed for qualified medical expenses incurred by you, your spouse and your dependents. Statement Savings - A secure place to earn interest while saving for a specific purpose or for youngsters to learn good saving habits. Money Market Checking - For the higher returns of money market rates combined with the convenience and flexibility of a checking account: $1,000 minimum to open, Unlimited “in-bank” deposits or withdrawals, Interest accrued daily and paid monthly. Certificates of Deposit - Offering competitive rates and terms that fit your personal financial objectives: IRA Certificates - CDs designed to help you save on taxes while you save for your retirement. Business - Small Business Checking - A basic business account for handling day-to-day operations and other checking needs: $100 minimum balance to open, A total of 250 free debits and credits; $.30 each thereafter, Free imaged checks with statement & Business debit card available. Business Interest Checking - An interest-bearing account exclusively for sole proprietorships and nonprofit organizations. Commercial Checking - Offers the ability to avoid monthly service charges using earnings credit based on balances maintained: No minimum balance to open, Monthly service charge, $9, Debits, $.15 each, Deposited items, $.07 each, Rolled coin (purchased or deposited), $.10 per roll, Strapped currency (purchased or deposited), $.15 per strap & Free imaged checks with statement. Business Statement Savings - A secure place for small businesses to keep small amounts of cash for easy access or to store it until it grows large enough to invest in a Money Market Commercial Account or CD. Money Market Commercial Account - For the higher returns of money market rates combined with the convenience and flexibility of a checking account. Sweep Accounts - If your business has significant balances available for overnight investment, we can automatically “sweep” your excess funds into repurchase agreements* to help you maximize your return. Ask us for details. *Not FDIC insured. Commercial Credit, Loans and Lines of Credit - Almost every successful business requires a reliable source of ready capital, and Cornerstone provides a full range of options to ensure that you have the financing your company needs for ongoing operations, expansion or other reasons.
Payment method
debit
Location
Cornerstone National Bank is a community bank with locations in Greenville, Easley, and Powdersville.
Amenities
Convenience Services: ACH Origination - If you initiate direct deposit credits for payroll or electronic debits or credits in the course of your business, you can rely on us to effectively handle the banking details for you. Automatic Overdraft Privilege - Ask us about how you might avoid inadvertent overdrafts with our "Automatic Overdraft Protection" product. (Subject to eligibility.) Electronic Statements - Our eStatements enable you to see your account statements through a personalized home page on our secure Internet web site. MasterCard and VISA Merchant Services - Credit card acceptance is a benefit you offer your customers, and you need an effective merchant services provider to ensure that it benefits you. Online Banking and Bill Pay - Use your computer to check your account balances, transfer funds and more. And with our Bill Pay service, you can handle your monthly bills quickly and easily. Telephone Banking - Cornerstone Telephone Banking gives you quick access to your accounts 24 hours a day. Confirm posted transactions on checking and savings accounts, CDs and loans, or transfer funds between accounts. Wire Transfer Services - We have the capability to handle incoming and outgoing wire transfers, both domestic and international. Mobile Banking - Bank anywhere your business takes you! Use our Mobile Banking App to check balances and transaction history, transfer funds among Cornerstone accounts, pay bills, and more.
AKA

Cornerstone Bancorp

Categories
Commercial & Savings Banks, Banks, Financial Services, Loans, Mortgages

Reviews

Hi there!
Rate this business!
First-classBetter than mostAbout what I expectedNot the worst...Disappointing
Click to Rate
Share Review

Like this review? Share it on your social network to get the word out!

131958

11/15/2008

Provided by Citysearch - 
Overall
The most dependable Bank in town

Cornerstone Bank, to me has been the best bank I have ever delt with in my fifty years.I trust my bank and they help me any time I need help. My money is always there when it is supose to be, and they don't charge a arm and a leg for their services. They are understanding, kind and respectfull. As a disabled, retired person, I can not aford bank errors as I have had to face in the past. Not once has this bank attempted to harress or over charge me. The people there are great. I recomend this bank to anyone who needs a bank that they can believe in and trust.