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What is final expense insurance?Final expense insurance is most often a type of permanent life insuranceused to cover medical costs and other end-of-life expenses, most often funeral and burial costs including services, items (like a casket and hearse), and/or cremation.Permanent life insurance does not expire and is more expensive per unit of coverage than term life insurance, which runs for a specified amount of time before ceasing. Permanent life insurance remains in force for as long as the premiums are paid.Permanent life insurance policies carry a cash value. This value builds up over the life of the policy, similar to an investment, and is paid out as part of the death benefit when you die. You can also ca...

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