Founded in 1953, Lutgert Insurance offers a range of personal and commercial insurance products. The company provides estate planning services and employee benefits programs. Its commercial insurance products include property, liability, workers compensation, employment practices liability and vehicle fleet insurance. Lutgert Insurance also offers life, health, homeowner, fine arts, wine, aircraft, marine and yacht insurance products. The company represents various insurance companies, including The Chubb Group, The Hartford and AIG Private Client Services. In addition, it provides risk management and asset protection services. The company serves custom homes, international properties, classic automobiles and multistate residences. It is a division of The Lutgert Companies, which is a privately held real estate development company. Lutgert Insurance is headquartered in Naples, Fla.