Tips & Advice
What is a DME claim?
A durable medical equipment (DME) claim is a form you fill out to get reimbursed for expenses that you paid for and are covered by insurance. If you bought something directly from the supplier, and it qualifies, you can be reimbursed by Medicaid insurance.
Which medical supplies are covered through Medicaid?
Medicaid will cover necessary durable medical equipment that your doctor prescribes for your in-home use. They must be durable, used for a medical reason, not typically useful to someone who isn’t sick or injured (like crutches or a wheelchair), is used in the home, and has a minimum of a three-year life expectancy. If your condition has extenuating circumstances, you can file a claim or speak to a Medicaid rep to discuss your options.
What are consumable medical supplies?
Consumable medical supplies are either disposable, or unable to withstand repeated use. They are items that get used up, and generally fall into the categories of bandages, antiseptics, and skin preparations. These are usually one-off products that cannot be reused.
Are medical supplies covered by insurance?
Most insurance companies and policies cover equipment that is prescribed by a doctor to treat or assist a patient in need. There can be exceptions and coverage might not necessarily be 100%, so the only way to know for sure r is to consult your policy or insurance rep. Most items of real need are covered. Supplemental insurance can offset many costs not covered by a standard policy. The good news is that if a doctor prescribed it, you are likely covered.
What is durable medical equipment?
There are two main types of medical equipment: disposable and durable. Durable medical equipment provides therapeutic benefits to a patient who is in need because of an illness or medical condition. Durables are usually reusable items, including beds, wheelchairs, breathing machines, canes or crutches, and monitors.
Can a car get inspected without a registration?
Yes, a car can get inspected without registration – both the registration card and the actual registration itself.
If you’ve lost the registration card, but the car is registered, just find the car’s vehicle identification number (VIN Number), and the inspection station ought to be able go into a state database and use the VIN to look it up.
If you are not registered, you can get either temporary registration or a “trip permit” that will give you a grace period during which you can drive the car to an inspection station and get inspected and papered.
Can a car be inspected with the check engine light on?
Yes, a car can be inspected with the “Check Engine” light on, but it will fail the inspection.
Things to bring to a car inspection
Bring your current registration, proof of insurance, and the inspection fee to a car inspection. Make sure to find out ahead of time if they take cash, check or charge.
What happens if a car fails inspection?
If a car fails inspection, and it is a state-mandated inspection, the owner will not be able to register the car. The owner will be given a report from the respective inspection station detailing the problems, and a short grace period during which they can continue to drive the car. The owner will need to bring the car in for specific repairs and get it re-inspected within the allotted time in order to get it registered and get license plates for the next year. If a car fails a pre-purchase inspection, it will usually stop the transaction from going through, but that’s up to the buyer.
How long does a car inspection take?
A car inspection, or vehicle inspection, takes perhaps 20 minutes for the safety inspection portion, and 15 minutes for the emissions inspection, but including the paperwork/payment time and wait time, it’s smart to assume 50-60 minutes to fully complete the inspection.