A member of the Federal Deposit Insurance Corporation, First National Bank & Trust provides personal and business banking services. First National Bank offers express, advantage 50-plus and premier checking accounts, regular and youth savings accounts, money market deposit accounts, certificates of deposit accounts, and traditional, simple and complex individual retirement accounts. The bank also offers business banking accounts that include small-business checking, commercial advantage and interest checking, commercial savings and commercial money markets accounts. Additionally, it provides wire transfers, money orders, cashiers and travelers checks, phone banking, ATM and debit cards, night depository, loan and online banking facilities, merchant services, United States saving bonds and safe deposit boxes. First National Bank & Trust has satellite locations in Mountain Home, Gassville, Lakeview and Flippin, Ark.