Founded in 1902, Farmers State Bank is one of the largest and oldest financial institutions in Johnson County in Tennessee. It is a full-service, locally owned and operated bank that offers a variety of checking, savings, money market and individual retirement accounts. Also known as FSB, the bank provides construction, real estate and home equity loans. Farmers State Bank also offers safe-deposit boxes, certificates of deposit and check cards. It is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. In addition, the bank provides telephone and online banking services. Farmers State Bank maintains a loan department.