Summit Financial Group is a financial holding company, which provides community banking and mortgage banking services. The company s community banking operations consist of 14 banking offices located in the Eastern Panhandle and South Central regions of West Virginia and in the Shenandoah Valley and northern regions of Virginia. The company s mortgage banking segment originates and sells second mortgage debt consolidation loans throughout the United States, as well as traditional first mortgage loans in Virginia and West Virginia. Summit Financial Group s affiliate entities are Summit Community Bank, Shenandoah Valley National Bank, Loudoun National Bank, Rockingham National Bank and Peoples National Bank of Warrenton, Va. Summit Financial Group is headquartered in Moorefield, W.Va.