Hoverson Law Offices, P.A.Add to Favorites
Saved to Favorites
Bankruptcy Attorney with 24 years experience.
* Hoverson Law Offices, P.A. can help you with the following:
* Bankruptcy Information
There are three chapters (types) of bankruptcy that can be filed with the Bankruptcy Court. Any type of bankruptcy filing creates an automatic stay, which immediately stops creditor harassment, foreclosures, evictions, repossessions, lawsuits, garnishments, tax levies, and utility shut-offs. Generally, creditors cannot take any further action against you or your property without permission from the Bankruptcy Court. In order to determine the appropriate solution to your financial problems, we first look at all your debt and classify it according to different categories. Depending upon the nature of the debt, it is treated differently. Second, we calculate your income from all sources. Third, we prepare a detailed budget of all your monthly living expenses. This information is then analyzed and will generally determine if you are eligible for Chapter 7 or Chapter 13. We then look further for "red flags" or problem areas such as non-dischargeable claims, preferences, conveyances, and non-exempt property. At this stage we can quote you a fee for the legal services you qualify for.
If you are experiencing financial problems you owe it to yourself to sit down and discuss your situation with an experienced bankruptcy attorney. All individuals have legal rights regardless of their financial position... Hoverson Law Offices, P.A. will protect and enforce those rights.
Michael K. Hoverson has over 24 years of experience as an attorney representing individuals, consumers, and small businesses with their financial problems. He personally handles your case from beginning to end. The client is not shuffled off to staff or paralegals. You will get dignified service and the attention you deserve without adding stress to an already difficult situation. Mr. Hoverson has taught bankruptcy law and debtor/creditor law at Hamline University, St. Paul, Minnesota. He has also volunteered his legal services in the area of bankruptcy through Volunteer Lawyers Network in Hennepin County, Minnesota, for the past 24 years.
* Convenient Locations:
Call (612)349-2728 for a FREE consultation.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
|Mon - Fri:|
Our main office is in Minneapolis. We also have offices in the areas of Bloomington/Edina, Eden Prairie, Savage/Shakopee, and St. Louis Park.