I cannot say enough good things about SOMO bank and their mortgage consultant Kevin Hohl. My husband heard about him through two of his co-workers that had great refinancing experiences and recommended him. This was our first time refinancing and I’m kind of a skeptical person by nature so I checked out a lot of places and talked to a lot of people but Kevin was the most honest and straightforward person of them all. He takes the time to explain things. His communications were punctual in letting us know what documents we needed at times the underwriter needed extra information. Kevin Hohl is an outstanding person, I highly recommend him and SOMO bank!!!