Farmers Bank & Trust Company is a financial institution that offers a range of banking services. The bank provides a variety of Internet and phone banking services. It offers ATM, debit and credit cards. The bank offers personal, farm and home loans. Farmers Bank & Trust Company also provides automobile and construction loans. The bank offers checking, Christmas club, NOW and savings accounts. It provides certificates of deposit and individual retirement accounts. The bank deals in fixed- and adjustable-rate mortgages. It offers loans for students and farmers. Farmers Bank & Trust Company is a member of the Federal Deposit Insurance Corporation.