First Citizens Bank offers a range of financial products and services for individuals and businesses. Its personal banking products include certificates of deposit and money market, statement savings and checking accounts. The bank also provides a range of telephone banking services that include transaction information and funds transfer. Its additional products include traveler s checks and safe deposit boxes. First Citizens Bank also offers a range of online banking services that include bill and loan payment features. Its Web site provides charges of its various services and a listing of its branch locations. The bank maintains locations throughout Alabama.