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A Plus Credit

Map & Directions
(28 Reviews)

4965 Us Highway 42 Ste 1000, Louisville, KY 40222

(502) 459-2222

CLOSED NOW
Tomorrow: 8:00 am - 5:00 pm
12
YEARS
IN BUSINESS
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Hours

Regular Hours

Payment method
amex, debit, discover, master card, visa
Location
Fenley Office Park II
Neighborhoods
East Louisville, Northfield
Category
Credit Repair Service

Reviews

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Tj W.

10/10/2017

Overall
Expertise
Professionalism

A+ Credit was GREAT!!! They started working on our credit right away and gave us advice on things we could do to help our scores as well. With their help we were able to be pre-approved for a home loan in less than 90 days!!!

Tod B.

10/04/2017

Overall
Expertise
Professionalism

I needed my credit repaired and I didn't know from A-Z what to do or where to start. A+ did in les than 2 months what I have been wanting to do for at least 3 years. Thank you for your affordable pricing and your expertise! Blessings to you

Betsy D.

09/25/2017

Overall
Expertise
Professionalism

My husband and I needed to get our credit score up to get a home loan. I was referred to Chad by a friend who was currently using him to get her score up. I contacted him and he did all the work from there. It has been approx. 5 months since my first contact with Chad and our scores are up and we are starting the paperwork for our home loan. The only reason it took this long is because I had other issues going on during this time. Chad is very easy and great to work with and knows exactly what to do to get credit scores up. Thank you so much Chad for all you done and for making this whole process as easy for us as you did!!

Danielle H.

04/12/2017

Overall
Expertise
Professionalism

I was completely shocked with my results at A Plus Credit. Chad and his team were able to increase my credit score over 80 points in just 5 months. Money well spent. I was very skeptical at first, but I’m so glad I took a chance. I liked that Chad was available to answer my questions in a timely manner. I never had any trouble getting in touch with him. I would highly recommend his services to anyone looking to improve their credit. If you’re like me, I simply do not have time to go about something like this on my own, so having Chad do the work for me was well worth it.

Randall J.

03/29/2017

Overall
Expertise
Professionalism

I was very impressed with the help that Chad and Karen gave us. I gained 80 points on my credit score in just a couple months! This made a huge difference in our lives, it let us move out of the house that was too small for us and gave us the score we needed to get the house we needed! Thanks you guys!

Brad K.

03/11/2017

Overall
Expertise
Professionalism

Chad and his crew at A-plus went beyond my expectations to help me get pre approved for my first house. Very helpful and always respond in a timely manner

Kelly G.

03/03/2017

Overall
Expertise
Professionalism

Chad and Karen were amazing to work with. They were very knowledgeable and professional throughout the whole process. Without their help, we would not have been able to but our home!

Deborah K.

03/03/2017

Overall
Expertise
Professionalism

Chad and Karen were very prompt and were able to get me from having no credit score to a 674. Was really happy with the results.

Mindy G.

11/18/2016

Overall
Expertise
Professionalism

In December of 2015, I have been wanting to buy my very first home, so I decided to see if I would be approved for a loan. Upon my discovery, I was told I could not get the approval because I had 0 credit scores in all three bureaus. It was so devastating to hear! I was referred to Chad and boy, I am so glad he helped me! He was able to get all three of my scores up and running within 3 months! I reapplied for a loan approval on a house in May 2016, and what do you know, I was approved! I started house shopping and brought my very first home on 7/27/16! A+ Credit is SO WORTH it! So, what are you waiting for?? Give Chad a call NOW!!

Amanda F.

10/14/2016

Overall
Expertise
Professionalism

Chad and Karen are amazing!!!! My husband and I have been wanting to buy a home, but we knew we had to get our credit scores brought up. We didn't know how to. Chad and Karen helped us out SO much. Just in 2 months they were able to bring my husband's credit score up 50 points!!! That's incredible! We just got approved for a home loan just 4 days ago and we are already looking at homes! We couldn't have made a more better decision and I am so thankful they were able to do so much to help us. Thank you SO much you guys!!!

Bianca B.

09/30/2016

Overall
Expertise
Professionalism

I started with A Plus Credit Repair six months ago and in the first month I started getting results. The price they charge is very reasonable and well worth every penny. The staff is amazing and answer all your questions in a timely manner. Every time I asked for an update I got it without an hassle. My score increased 126 points within a six month period! I wish I would have known about them earlier because I would have started a long time ago. I could not even apply for a mortgage when I first started with them because my credit was so low, but now I can! I was so excited. So many things were corrected and wiped off of both me and my husband credit reports. This company is the real deal! Thanks for all your help.

Jordan S.

08/22/2016

Overall
Expertise
Professionalism

Extremely disappointed! Definitely do your research and find a business that genuinely cares. Chad and Karen were very prompt and quick with initial disputes and were able to get a couple of negative items removed from the credit report. According to Chad, you retain their services for roughly six months, however after the initial disputes....they pretty much write you off. I took care of some old debts and tried to inform them so that these items could also potentially be disputed/removed. I called, emailed, left voicemail messages, etc. I couldn't get a response for almost three weeks. Extremely unprofessional! I recommend looking elsewhere.

claimed iconBusiness Response08/30/2016

Jordan, very sorry you feel this way. If we send off disputes as we did again in late June all we can do is wait for the results in August. You did not try to call or email about any concerns, matter of fact your 6 months service as not even expired. 2 of your scores have improved 60+ and 80+ points. This would had been even higher had you paid down your credit cards as discussed. So only deleting a "couple" negative items would be impossible. Again, sorry you feel this way. We feel we've provided a good service to you.

This listing has been claimed by a business representative.
Emmanuel J.

08/04/2016

Overall

Emmanuel 08/04/2016
A Plus Credit is the best at what they do and I can't thank them enough for doing what I never thought wiould be possible. Chad was extremely helpful when it came to improving my credit score. At first, I must admit that I was skeptical about dealing with them, because of my past experiences with other companies. But, I jumped out on Faith and by me doing that, it was all worth it. My score at first was too embarrassing for me to tell anyone. But now because of A Plus Credit, I'm in the process of buying my first home.If you're aiming to improve your credit score, don't hesitate to call Chad. It will be well worth your time in doing so......

Paulette D.

07/15/2016

Overall
Expertise
Professionalism

This place was very helpful. I originally started with another company and decided not to continue to use them due to the fact that they wanted me to keep paying them. I was referred to this company and they did a great job for me and worked with me not against me.

Denise B.

06/13/2016

Overall
Expertise
Professionalism

I had a great experience with them, they worked with me on my payments and my credit score went up 118 points in 3 months!!!

Jonathan M.

04/29/2016

Overall
Expertise
Professionalism

These guys put the missing puzzle pieces together in the credit score business. If you're anything like me the numbers are confusing to say the least but, Chad and Karen took time to make everything easy to understand and even easier to repair....I recommend A Plus Credit Repair to everyone!

Mary S.

03/21/2016

Overall

We paid for 2 complete packages in advanced. We never got a full review. They blindly sent out disputes, even disputing positive stuff. The sent us a paragraph, on fico scores. We sent them our original credit reports, but never got the ones the disputed on, and they had our credit report so messed up we cant get a credit report because our info doesnt match. They never sent us our file review. Its a rip off. Your better getting credit monitoring from your bank , and credit karma, which is free, and will help you fix your credit. Use the money you were gonna pay them and get a secure. Credit card. Dont waste your money, its a scam.

claimed iconBusiness Response04/05/2016

Sorry you feel this way. We messed up your credit so that you can't get reports because your info is not matching? And why would a company dispute a good item...what would the point be of that? Anybody can see that you are now making up things. In over 10 years of business we have helped THOUSANDS of clients with their credit. You cannot go around slandering people or companies and you've already been in contact with our attorney

This listing has been claimed by a business representative.
Julia kasey H.

03/04/2016

Overall

An awful experience is what we had. Gave them 350.00 and our credit actually went down. course that was our fault due to medical but they never contacted us again after they got our money so we had no idea. a big waste of money and we are screwed!!!

claimed iconBusiness Response03/09/2016

This is Chad, co-owner with A + Credit. Julia, we are sorry you feel this way, but we feel this is not accurate. You enrolled with us in a 45 day service on 4/27/15 in efforts to gain you 19 points to qualify you for a mortgage loan. On 4/28, we had a 10 minute phone call with you regarding the game plan with disputes to the credit bureaus and strategies in how to deal with medicals and other negative items, and other strategies to help with the credit as we do ALL clients. On 5/27 and 6/8 we sent you email as well. And on 6/8 you sent us some correspondence from one of the bureaus and you knew we were waiting on more and now it is March 2016. Thank you for stating that the scores went down because of new medicals, because that is the truth. Once again, I am sorry you feel this way, it would have made more sense to raise such an issue back last June and not 9 months later.

This listing has been claimed by a business representative.
Heather S.

07/17/2015

Overall

Chad and Karen are amazing.. I cannot say enough good things about A+ Credit. We were at the point of giving up on buying a home but once Chad looked at our credit and talked to us about what could be done, we had hope that we could get a home.. Our score went up amazingly and we would not be where we are today without A+ Credit.. Thank you :)

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