I set up a two year loan for 3K due to an emergency medical issue. Paid 333.00 per month on time all the time and never a problem. We finally make the last payment this past January and get a letter in the mail saying we have to pay an additional $200 plus for an end of contract fee as well as a late fee for not paying it with the final payment which would have made it nearly $600 in January. I called and they agreed to waive the late fee and put the final payment off till the following month. I paid the final $200 plus in February and have been waiting for the title as they said it would take 6 weeks. Today I called and now they want me to pay the latte fee they waived on a bs charge that add to your final payment. ABSOLUTELY DO NOT DO NOT DO BUSINESS WITH THIS COMPANY.
Took about 3 months but got everything cleared from my report. Very helpful in securing the refinance for my home mortgage. The last company I tried did nothing so I'm pretty happy.
RUN FAR AWAY. I had one item on my credit that I wanted to remove and was quoted $2,000 to have it taken off. The process has taken 9 months with absolutely nothing done on the item I cared about. Rep A was handling at the account at the start and promised a full refund if they couldn't meet their end. He then handed off to Rep B. After finally getting tired of their inability to fulfill their end of the bargain, I requested a full refund. NOPE. Apparently since they removed 0.5% of the net I owe to collectors they feel entitled to majority of my initial fee. If you want a classic case of over-selling / under-delivering, mixed with account managers that fall back on a weak contract to try and keep your money without delivering, Creditier is for YOU! A note to everyone that works at Creditier, I want my money back. Now.
I'm satisfied with the work that has been done. In about 2 months my credit increased with 75 points. now my credit is excellent and i'm ready for a better life with a better credit. Thank you, Mark, you did as well as with my unlimited data plan.
This company really helped me with my credit you should give them a try
Home Step Solutions is a the most knowledgeable loan modification company they got me approved after being denied 3 times when i applied on my own , they dropped down my interest rate from 6.75% to 3.25% for the life of the loan . I'm so happy with their results . their fees where affordable ,they knew i was in a financial hardship so they worked out a payment plan for me I recommend this firm to anyone that needs a permanent solution to their mortgage struggle.