Negative stars if you ask me. The most unprofessional debt collection agency ever. They called my mom, sister, my sister-in-law, my father, and me all in one day over a $300 debt that my husband paid a year ago. They told my whole family that they were going to take ME to superior court and have me charged with wire fraud and check fraud if I did not give them $1488.40 in 2 weeks. The also called me about 2 months prior at my job and on my cell phone telling me that they were going to be at my job in 5 minutes b/c they had some papers for me to sign and serve me with government documents if I didn't call right away. They also did it at about 8:30 at night when I was home 9 months pregnant with my third child. Everything they are doing is completely against FTC regulations and illegal. They also claim to be prominent attorneys from NY when they call you. I have read blog after blog about this company and as I can see I am not the only person that these people are doing this to. If you get a call from Melinda Ryan or Tom Cooper from this company that is not there real names and please do your research before paying this company b/c you will get ripped off. DO YOUR RESEARCH AND REPORT THEM to there Attorney general in NY and to the FTC. Don't let these debt collectors like this scare you.
This debt collector called my mother, sister, sister-in-law, father, and myself all in one day telling all of us that they were going to take me to superior court and have me charged with wire fraud and check fraud if I didn't pay the 300.00 debt that I owed for a loan 2 years ago. Along with them scaring my whole family and myself they called me twice in one day telling me they were coming to my job and will be there in 5 minutes to have me sign government papers and I needed to call them right away if I didn't want to be arrested at my job. Along with the threats about coming to my job they also called me at 8:30 at night telling me the same thing serveral times. This is completely against FTC regulations and the most disgusting business (if that's what you want to call it) I have ever encountered. From reading other blogs about this company I found that they lie about there names claiming to be prominent attorney's in NY and have done this to hundreds if not thousands of other people. Ask them for any of there credentials and they will hand up on you. You can even ask them for there address and they will do the same. On top of all that, they added over a thousand dollars in fees to my original debt. Please do your research before giving this company any money or you will get ripped off. If I could give them negative stars I would but YP wont let me do that.