Founded in 1903, Simmons First National Bank is a full-service financial institution that serves the needs of individuals and business clients in central and western Arkansas. The bank provides personal and commercial checking and savings accounts. It offers trust and fiduciary solutions through Simmons First Trust Company. Simmons First National Bank of Northwest Arkansas provides consumer, student, real estate, construction, residential, commercial and agricultural loans. It is a member of the Federal Deposit Insurance Corporation. The bank s wholly owned subsidiary, Simmons First Investment Group, is a member of the National Association of Securities Dealers. Simmons First National Bank of Northwest Arkansas is a subsidiary of Simmons First National Corporation, which operates more than five bank affiliates.