Founded in 1998, NFM offers a range of mortgage lending services. It specializes in providing a variety of loan solutions for homeowners. The company operates several offices throughout the United States. NFM offers a variety of loan products, including the Federal Housing Administration, U.S. Department of Veterans Affairs and Jumbo loans. It also provides zero down payment and self-employed loan programs. The company additionally offers retail branching services. NFM provides fixed and adjustable-rate loans and first-time buyer programs. It offers debt consolidation services.