I've been banking with NFCU since 1994, opening my first account when I was assigned to the Yokosuka Naval Complex. While I have open credit accounts with nearly a dozen banks (Chase, Bank of America, Citibank, American Express), I only carry my NFCU VISA. They've financed 3 of my cars over the years (the rest I've paid cash for), and have ALWAYS surpassed my wildest expectations. If I could give them 10 stars, I would. My one and only wish - that I could access my checking account using Quicken. Oh well.