The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services. We invite you to take advantage of the many financial benefits of Credit Union membership.
First Area Federal Credit Union was organized in 1961 as AVC Federal Credit Union, but after the flood in 1972, the Viscose plant closed and we applied for a community charter. Now anyone living or working in Mifflin County is eligible to join First Area Federal Credit Union, except for those persons eligible to join Standard Steel Employee Federal Credit Union.
One of the big advantages to belonging to First Area Federal Credit Union is the chance to have payroll deduction of savings. This is the easier way to save. Your deposit is deducted from your paycheck and sent to the Credit Union. Any money you have in savings is insured up to $100,000.00 by NCUA (National Credit Union Administration) an agency of the federal government, the most secure of the insurance funds, and the dividend we pay on savings is competitive with other financial institutions.
Once you become a Credit Union member, you can invite your immediate family members to join.
VISA Credit Cards:
* Low Interest Rate 9.9% APR
* 25 days grace period for repayment of balance for purchases
* No annual fee
* No transaction fee for purchases
* No cash advance fee
* Get free Travel/Accident Insurance up to $250,000
* Use your VISA at over 9 million locations nationwide
VISA Check Card:
* Direct Deposit & Payroll Deduction
* Home Equity
* Loan Products
* Deposit Accounts
* Share Savings Accounts
* Share Draft Checking Accounts
* Certificate Accounts
For your convenience, we offer these additional services:
* Nada Information
* ACH Services
* Wire Transfers
* Drive-up Window and Night Depository
* Notary Services
* Money Orders
* Car Loans
* Home Equity
* Pay Day Loans