This company is full of SH*T!!! If you have a debt with a company, pay that company and not these scam artist! These people are not here to help you but to hurt you anyway they can and have no remorse about it. If you near listen to strangers listen now, "DO NOT DO BUSINESS WITH THIS COMPANY!"
We have been victims of identity theft and I have been trying to keep ahead of the individuals who did this. We've had real IRS tax fraud real credit cards and bank accounts open that were fraudulent. Now I received a letter with this number to call claiming I owed taxes in other states, scams. Things I have learned don't pay collection agencies never ! many are scams all collection agencies have bought info from company that wrote off billc. If you want to pay bill go to the place that you owe the bill to. Any correspondence needs to be via certified mail. Always check your credit report it shows who is looking at your delinquent accts don't report to police except to get proof for creditors, report all suspicious activity to the attorney general of your state and the state call came from. You don't have to hire an attorney to fix your problems, you can get good legal advice from avvo and identity theft advice from FTC, and itrc,identity theft resource center.SCAMS think of them all as scams, because there's many more than in years past. If you were being taken to court as many scammers claim you would receive notification from court and they would not just show up to arrest you. These are hard pressure tactics that these criminals use to get you to send them money. All money paid to these criminals does not get paid to the people you owe.Always report to authorities if you think suspicious that is the only way to slow these scams down
I am in process of having my student loan consolidation so this company only wants to talk about them putting you in debt rehab instead being able to get helped by a better solution. One staff kept saying so you refusing to accept the debt rehab...yes it's outrageous he wouldn't accept no for an answer so then he says he's turning me into garnishment which cause my loan not to go thru...hate these people they have ruined our lives and my family and we are military.