Cool Insuring Agency, founded in 1857, is an independent insurance agency that offers a range of insurance products. The company offers property and casualty products to personal, commercial, institutional and governmental clients worldwide. It also specializes in risk management services, such as safety engineering and consultation, evaluation of insurance coverage and limits, claims management and audit services. Its insurance coverage includes property, automobile, boiler and machinery, professional liability and workers' compensation. In addition, it provides international insurance placements for various clients. Cool Insuring Agency maintains full-service insurance offices in Albany, N.Y., and has secondary locations in Latham, Glens Falls and Queensbury, N.Y.