Solera National Bancorp is a bank holding company that operates a wholly owned subsidiary, Solera National Bank, which is a Colorado-based financial institution. Established in 2007, Solera National Bank offers a variety of financial products and services. The bank provides a range of personal savings and checking accounts. It offers home equity, construction and personal loans, as well as several mortgage options. The bank provides cash management and merchant services. It is a member of the Federal Deposit Insurance Corporation. Solera National Bank offers certificates of deposit and lines of credit. The bank provides security and fraud prevention services. It offers online loan and retirement calculators.