Huntington is just an all-around great bank! They have 24 hour grace which allows you to keep up with life's busyness without having to stop and go deposit money because you've overdrawn. You can just stop by the next morning and deposit. I also love going into this bank because it is modern and always clean. I appreciate the friendly customer service with exception to a man named Bill, who really needs to brush up on his skills as he was quite rude to my husband and I last time we went. All the other people are wonderful!!