Citizens Bank NA offers services, such as accounts, loans, certificates of deposit, checking, savings and individual retirement accounts (IRAs) and many more. The bank provides its services for personal, as well as business purposes. In addition, it provides mortgage and ATM services. Citizen Bank NA is a member of the Federal Deposit Insurance Corporation (FDIC) and is an Equal Housing Lender. The bank is also a Small Business Administration (SBA) preferred lender. It focuses on financing for small to medium sized companies in Midwest Texas.