Educational Community Credit Union, headquartered in Kalamazoo, Mich., offers automated services, loans and mortgages, credit cards and checking and savings facilities to members. Automated services include online applications, e-statements, check reorder express, ATM cards, and MasterMoney debit card, besides an access line of credit. The credit union also offers home loans and automobile loans. Credit card programs comprise platinum card application, classic card application, and the ScoreCard rewards program. It also gives a number of member discounts, such as subsidized tickets for sports events, Broadway shows and theme parks. In addition, it gives discounts on photo processing, travel, and appliances and electronics.