Hudson City Savings Bank is one of the largest financial institutions that provides a range of lending and depository products in the United States. It offers checking, savings and retirement accounts. The bank has more than 130 branch locations in New Jersey, New York and Connecticut. Hudson City Savings Bank also provides certificates of deposit and consumer and home equity and improvement loans. It offers a variety of mortgage programs. In addition, the bank provides online and telephone banking services. Hudson City Savings Bank offers direct deposit and payroll solutions. It is a member of the Federal Deposit Insurance Corporation. The bank also provides online loan calculators. Hudson City Savings Bank is a part of Hudson City Bancorp.