Commercial Bank provides a range of financial products for small businesses and residential real estate lenders. The bank offers a variety of personal and business checking and savings accounts. It provides various short- and long-term savings options, including certificates of deposit and individual retirement accounts. Commercial Bank offers construction, land development, home equity and automobile loans. The bank provides 24-hour depository and automatic funds transfer services. Commercial Bank also offers ATM access and debit card options. In addition, the bank provides Internet and telephone banking services. It offers investment planning, and cash and asset management solutions. Commercial Bank is a member of the Federal Deposit Insurance Corporation.