Ohio River Bank is a financial institution that offers consumer, real estate, equipment, construction and personal loans. The bank provides stock, investment and mortgage calculators. It offers a bounce protection service through ATM, debit and credit card transactions. Ohio River Bank is a member of the Federal Deposit Insurance Corporation. It also provides savings, regular, personal and money market checking accounts and overdraft protection services for senior citizens. The bank works in partnership with proprietorships, law and real estate firms and nonprofit entities, as well as maintains a Christmas club. Ohio River Bank additionally offers online banking options as well as pending bill payment reminder services.