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        2. Houma, LA
        3. Personal Loan Companies

        Personal Loan Companies in Houma, LA

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        YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.

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        Finance Center Of Houma

        6110 W Park Ave, Houma, LA 70364

        • (985) 772-6754
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        LoansFinancing Services
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        Cash Cow

        292 S Hollywood Rd, Houma, LA 70360

        Other Locations »
        • (985) 333-3017
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        LoansPayday LoansTitle Loans
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        South Louisiana Bank

        1. South Louisiana Bank

        BBB Rating: A+

        1362 W Tunnel BlvdHouma, LA 70360

        (985) 851-3434
        LoansReal Estate Loans
        WebsiteDirections

        From Business: Loans. Mortgages: Long Term Fixed Rates, 1st & 2nd Mortgages, Purchase & Refinance, Conventional-VA, No Penalty For Early Payoff, Interim construction Loans, Equa…

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        OneMain Financial

        2. OneMain Financial

        View all 2 Locations

        6497 W Park AveHouma, LA 70364

        (985) 876-4470
        LoansFinancial Services
        Website

        From Business: OneMain Financial provides personal loans with one-on-one, local service at branches nationwide.

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        3. Finance Center Of Houma

        BBB Rating: A

        6110 W Park AveHouma, LA 70364

        (985) 262-3260
        LoansFinancial ServicesPayday Loans
        WebsiteContact UsDirectionsMore Info

        Visit our websitefinancecenterofhouma.com

        From Business: Locally Owned & Operated Fast Friendly Service Personal Loans $300 And Up Pay-Day Loans $50 - $225 Most Loans Approved In 1 Hour

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        4. Sunbelt Credit

        (1)

        6118 W Park AveHouma, LA 70364

        (985) 262-3443
        LoansFinancing Services
        WebsiteDirectionsMore Info

        this place is great they work with ya if ya late

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        5. Security Finance

        (1)
        View all 2 Locations

        128 N Van Ave Ste BHouma, LA 70363

        (985) 873-8070
        LoansFinancing Services
        WebsiteServices

        I love this place caled Security Finance because my mom is working over there.

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        6. Finance Center Of Houma

        6110 W Park AveHouma, LA 70364

        (985) 772-6754
        LoansFinancing Services
        WebsiteDirectionsMore Info

        Visit our websitefinancecenterofhouma.com

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        7. Security Finance

        814 Grand Caillou Rd Ste 5aHouma, LA 70363

        (985) 601-2402
        LoansFinancing Services
        WebsiteDirectionsMore Info

        From Business: We offer installment loans. Quick and simple application process. Apply by phone or in person. Friendly service. Monthly payments. Debit card payments accepted. S…

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        8. Cash Cow

        292 S Hollywood RdHouma, LA 70360

        (985) 333-3017
        LoansTitle LoansAlternative Loans
        WebsiteDirectionsMore Info

        From Business: At Cash Cow, our first job is getting to know our customers. They work hard for their money. Making ends meet can be tough. Sometimes they need a little extra cas…

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        9. Foti Finance Co-Houma

        BBB Rating: A+

        6486 W Park AveHouma, LA 70364

        (985) 879-2335
        LoansHome Repair & Maintenance
        WebsiteDirectionsMore Info

        From Business: In affiliation with Thibodaux Finance Inc; Owner-Rick Lovell; Manager-Gerald Berger

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        10. Acadia Finance of Houma

        806 Barrow StHouma, LA 70360

        (985) 868-9710
        LoansFinancing Services
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        11. 1st Community Credit

        806 Barrow StHouma, LA 70360

        (985) 868-9710
        LoansFinancing Services
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        12. Houma Mortgage & Loan Inc

        BBB Rating: A

        812 Barrow StHouma, LA 70360

        (985) 876-4934
        LoansMortgagesFinancing Services
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        13. Assurance Financial

        1011 Verret StHouma, LA 70360

        (985) 868-7554
        LoansMortgagesFinancial Services
        Website

        From Business: Assurance Financial isn’t a mortgage broker. We’re a mortgage banker. That means we loan our own money, which makes the lending process that much more credible. A…

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        14. E-Z Instant Loan Inc

        423 W Tunnel BlvdHouma, LA 70360

        (985) 868-7415
        Loans
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        15. Assurance Financial

        1244 Barrow St Ste 120Houma, LA 70360

        (985) 231-5291
        LoansMortgages
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        16. Freedom Mortgage

        1244 Barrow StHouma, LA 70360

        (985) 868-7554
        LoansMortgages
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        17. Star Pay-Day Loans

        33 Professional DrHouma, LA 70360

        (985) 223-0011
        Loans
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        18. Abc Cash Advance

        1426 E Tunnel BlvdHouma, LA 70363

        (985) 853-0883
        Loans
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        19. Finance America

        1426 E Tunnel BlvdHouma, LA 70363

        (225) 383-8205
        Loans
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        20. Easy Money EMG

        1500 E Tunnel BlvdHouma, LA 70363

        (985) 872-4777
        LoansFinancing Services
        Website
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        21. First Access Mortgage Corporation

        1068 W Tunnel BlvdHouma, LA 70360

        (985) 868-4300
        LoansMortgages
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        22. All State Credit Plan

        756 Grand Caillou RdHouma, LA 70363

        (985) 879-3303
        LoansInsurance
        WebsiteServices
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        23. Southern Mortgage Lending Inc

        1356 W Tunnel BlvdHouma, LA 70360

        (985) 876-4100
        LoansMortgagesReal Estate Loans
        Website
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        24. Payday Express

        936 Grand Caillou RdHouma, LA 70363

        (985) 851-7151
        LoansFinancing Services
        Website
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        25. Quick Money Pay Day Loans

        6823 W Park AveHouma, LA 70364

        (985) 223-5767
        Payday LoansFinancing Services
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        26. Arrow Loans Inc

        1056 Grand Caillou RdHouma, LA 70363

        (985) 851-2115
        LoansFinancing Services
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        27. Wells Fargo Mortgage

        8274 Main StHouma, LA 70360

        (888) 418-6150
        Real Estate LoansMortgages
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        28. Allegiance Home Lending

        430 Corporate DrHouma, LA 70360

        (985) 868-5950
        LoansReal Estate LoansMortgages
        Website
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        29. Payday Loans

        292 S Hollywood RdHouma, LA 70360

        (985) 868-0280
        LoansPayday LoansFinancing Services
        Website
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        30. Paycheck Loans

        1647 Martin Luther King Jr BlvdHouma, LA 70360

        (985) 851-1178
        Loans

        Visit our websitecashtodayla.com

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        Sunbelt Credit

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        6118 W Park Ave, Houma, LA 70364

        Other Locations »
        • (985) 262-3443
        We want to help.
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        Tips & Advice

        What is a loan forgiveness program?

        Loan forgiveness is the cancellation of a borrower’s obligation to repay a student debt. There are several qualifiers, including employment. Under the Public Service Loan Forgiveness (PSLF) act, if you have made 120 monthly payments, and you work for a qualified employer, you might be eligible for loan forgiveness. If you are a public school teacher in a low income area, if you join the military, work in the non-profit sector, or in the government, you might be eligible for debt forgiveness.

        What is a prepayment penalty?

        A prepayment penalty is a clause in a mortgage agreement that states that, if the mortgage is paid off early, a penalty fee will be imposed. If you refinance too early that can even qualify for a penalty. It might seem weird that repaying the loan early is penalized, but it is set up that way to ensure profits--the interest on the loan is the profit--and the longer you are paying interest, the more money the bank makes. They want protection against losing those profits, and that’s why prepayment penalties can be included in some contracts.

        What is a business loan?

        A business loan one that can be used to fund start-ups, pay for expansions, pay staff, or even buy business-related equipment, like computers. The borrower repays the loan under the normal terms of the agreement. Many business loans require a guarantor, someone who signs off, to  guarantee the loan’s repayment. If the business defaults, the guarantor can be on the hook to repay the loan--and if the guarantors are the business owner, their personal assets may be at risk.

        What is a personal loan?

        A personal loan is one taken out by the borrower to purchase a (generally) smaller item like furniture, a computer, or a wedding ring. They range on the lower end of the loan scale, topping out a few thousand dollars, generally. These are not designed to buy homes or cars and are unsecured, meaning you do not need collateral to obtain them. Lenders will generally just use your credit score to determine loan approval.

        What is a payday loan?

        A payday loan is a loan secured by the borrower’s future paycheck, usually the next one. These are usually high-interest loans and are a bad deal for the borrower as they can be high risk and expensive.

        What is a mortgage loan?

        A mortgage is a loan used to buy real estate in which the asset (the house you are buying) is also the collateral. The loan is paid back over time (such as a 30-year mortgage) and with each payment, the borrower accrues incremental ownership of the property called equity. If the borrower defaults on the loan, the lender assumes ownership of the property. In some cases borrowers will walk away from a mortgage when the loan exceeds the value of the house.  During the mortgage crash, hundreds of thousands of people walked away from mortgages when the market crashed and housing values plummeted.

        What is a line of credit?

        A line of credit is basically the maximum amount of credit a bank or loan institution will extend to a borrower. If you have a $10,000 line of credit and you have already borrowed or still owe a balance of $5000, you are still eligible to borrow the remaining balance until you have reached your credit maximum (in this scenario - $10,000). You do not have to keep applying for a new loan, they will simply give you access to the maximum allowed on a continuing basis.

        How is loan eligibility determined?

        Loan eligibility is primarily determined by your credit rating, which is based on your credit history, and is tied into if you pay your bills on timelike credit cards, utilities, etc.). Eligibility can also be influenced by things like employment stability, housing stability (how long have you been in the same place) and, of course, your income. The higher your rating means a better chance, and friendlier terms, like lower interest rates, because you are considered lower risk.

        What is an interest rate?

        Simply put, an interest rate is the amount at which a lender charges you to use their money or credit. It is usually a percentage and is based on the annual percentage of the average outstanding balance. You may have an 8% interest rate, which means you will be paying, over the course of the loan, 8% annually, on the average annual percentage of the amount you owe. Mathematically it looks like this: interest = principal x rate x time.

        What are the most common types of loans?

        The most common types of loans are personal loans (typically for smaller purchases), credit cards, home equity loans (where you borrow against the equity you’ve built up in your home), mortgages, home equity lines of credit (similar to home equity loan, but you have a revolving line of credit), cash advances (offered by credit card companies, or any entity that will loan money based on an expected future income), small-business loans (for entrepreneurs or established small businesses looking to expand), and consolidated loans (usually used to pay off debt and mortgages loans for homes). Auto, home, and student loans are also three very common loans.

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        Cash Cow

        Serving the Houma area.

        • (800) 980-1935
        Get up to $1400 -Fast Cash Today!
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        Navy Federal Credit Union

        (14)
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        • (888) 842-6328
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        Speedy Cash

        Find a Location
        • (888) 233-5205
        Apply for a Speedy Cash loan in minutes!
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        Finance Center Of Houma

        6110 W Park Ave, Houma, LA 70364

        • (985) 262-3260
        Fast Friendly Service Personal Loans $300 & UP
        WebsiteContact UsDirectionsMore Info

        Security Finance

        Find a Location
        • (866) 281-7043
        We want to help.
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        Security Finance

        814 Grand Caillou Rd Ste 5a, Houma, LA 70363

        • (985) 601-2402
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        Security Finance

        4865 Highway 1 Ste 2, Raceland, LA 70394

        • (985) 242-0787
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        Security Finance

        501b Saint Mary St, Thibodaux, LA 70301

        • (985) 387-8032
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        Security Finance

        1012b 8th St, Morgan City, LA 70380

        • (985) 255-0142
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        Security Finance

        1008 Main St Ste B, Franklin, LA 70538

        • (337) 346-2081
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        MC Bank & Trust

        1201 Brashear Ave, Morgan City, LA 70380

        • (985) 384-2100
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        Sunbelt Credit
        Romie T. rated
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        this place is great they work with ya if ya late

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