Bank of the Ozarks is a state-chartered financial institution that provides a range of lending and depository products. The publicly traded bank serves residential and business customers and maintains more than 70 branches throughout Arkansas and Texas. It offers checking, money market, individual retirement and savings accounts, as well as certificates of deposit. Bank of the Ozarks also provides commercial, home, auto and agricultural loans. The bank offers brokerage, investment, and financial and retirement planning services through Investment Professionals. In addition, it provides merchant processing, treasury management, and Internet and telephone banking services. Bank of the Ozarks is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.