Hawaii HomeLoans provides borrowers with an online mortgage approval system that expedites the loan approval process by accessing national underwriting guidelines and confirming the conditions required for loan approval. The company offers a selection of products, rates as well as flexibility and personalized mortgage services, which are tailored to meet its borrower's needs. The interest rate on a fixed-rate mortgages remain fixed for the life of the loan and monthly payments of principal and interest payments never change. The most common fixed rate terms include the 30-year term and 15-year term. Hawaii HomeLoans is headquartered in Honolulu, Hawaii.