Founded in 1845, New York Life Insurance Co. is one of the leading financial services/life insurance companies in America. The company offers an array of life insurance products, including whole life, term, universal life and long-term care insurance. Additionally, the company provides deferred variable annuities and fixed annuities, guaranteed lifetime income products and mutual funds. It also offers various products and services to specialty and international markets. A Fortune 100 company, New York Life Insurance Co. holds the highest possible ratings for financial strength from the industry's principal rating agencies, including AM Best, Standard, Fitch Ratings and Mordy's Investor Service. It maintains operations across several markets in Asia and Latin America.