Whether you're looking to save, invest, borrow or anything in between, Ridgewood Savings Bank offers a wide choice of financial services, including: Savings & Checking Accounts, Mortgages, Commercial Loans, Retirement Accounts, Equity Loans, Lines of Credit, plus the convenience of Online Banking, Bill Pay, Mobile Banking, Telephone Banking, Ridgewood Rewards and more. Our employees have been proudly serving local communities since the bank was founded in 1921. Ridgewood Savings Bank is a Conventional Mutual Savings Bank, this means that Ridgewood does not have stockholders. We operate instead for the benefit of our customers, communities and employees. We're proud of our history as a financial institution. Proud to stand behind our excellent products and services. And proud of our community partnerships. These may seem like little things to big banks, but at Ridgewood we believe great oaks from little acorns grow.