How Do I Identify a Phishing Scam? »
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
1617 John F Kennedy BlvdPhiladelphia, PA 19103
From Business: With the Law Office of Ronald A. Clearfield Associates, we are committed to assisting you in a timely manner, and communication is the key to serving our clients …
209 W Patriot StSomerset, PA 15501
From Business: Harold Shepley and Associates, LLC is a full service debt relief law firm comprised of bankruptcy attorneys in Pennsylvania and financial professionals dedicated …
155 Grandview RdHummelstown, PA 17036
From Business: Philip Zulli has practiced law in Pennsylvania for 25 years. He also served 10 years as Counsel to the Pennsylvania Bureau of Motor Vehicles and 6 years as Execut…
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
As in a court case, the process of mediation provides a method of conflict resolution. However, it is much more informal and does …
A personal injury lawyer can help defendants in a variety of situations, from car accidents to defamation. Learn what personal inj…
Truly makes legal issues easier to deal with. The quality of service in helping me is the reason I never go anywhere else. I've asked for help with many different issues I've had to deal with.
Mr Abom was very prompt, courteous, attentive, understanding and professional at all times during this legal process. He allowed us all of the time that we needed to ask questions and provided detailed explanations to allow us to make the most educated decisions throughout this legal process that we were going through. Although this was not an easy time for us, Mr Abom was compassionate and understanding while delivering a tough message. We would recommend Mr Abom for anyone needing legal counseling. He was a pleasure to deal with in these tough circumstances.
Case of the Week Facts: Our client was severely injured by a drunk driver. In the collision, his clavicle was crushed and required multiple surgeries. The intoxicated driver, who was at fault for this accident, had only $15,000 liability coverage. Liability coverage is the benefit we would pursue against a driver who was at fault for an accident. Fortunately for our client, the car he was driving had very substantial under-insured motorist benefits (UIM) totaling $500,000. This means that if the value of the case is worth in excess of the insurance on the vehicle at fault, he can go back to his company for coverage from being injured by someone with inadequate insurance. It was clear that the value of our client’s case was worth in excess of the $500,000 in insurance on his policy, but his company refused to offer the full amount.Once an insurance company is on notice of an UIM claim and a claimant’s attorney makes it clear that the case is worth the total amount of that insurance or more, the insurance company has a responsibility to pay those benefits within a reasonable period of time. If the company fails to do this and a verdict or arbitration award is received in excess of the available insurance, the claimant can actually receive the full amount of the award or verdict rather than the limited insurance.The Outcome: In this case, Pennsylvania attorney Jon Ostroff obtained an arbitration award on behalf of his client of $1.3 million dollars. Mr. Ostroff’s client immediately received the full $500,000 policy limit, but within the next six months, the claimant received most of the $800,000 that was awarded to him in excess of the $500,000 available under the applicable policy.Mr. Ostroff’s client was very tempted to accept a $350,000 offer from the insurance company made just a day or two before the arbitration commenced. Mr. Ostroff strongly urged his client to refrain from accepting that amount as he was confident that they could receive an arbitration award well in excess of the $500,000 policy limits and potentially receive more than that amount. Luckily, Mr. Ostroff’s client took his advice, and agreed to present the case at arbitration where they received an amount that was multiples of the amount offered prior to arbitration.
The legal profession is vast, with each attorney having his or her specialties. Here are some of the most common attorneys individuals seek out when they require legal aid:
A criminal defense lawyer is probably the attorney the average person imagines. Criminal attorneys are the men and women who defend individuals accused of a crime. The lawyer may work pro bono - for the public good - so the accused is certain to have representation, even if he or she cannot afford an attorney.
Criminal lawyers are experts in the criminal justice system. They help their clients decide how to plead when first charged by the police and guide them through trial procedures. Defense lawyers must use every bit of their knowledge and resources to get their clients the fairest results from criminal proceedings.
If you are a small business owner or the head of a larger corporation, you may come into contact with a business lawyer. Many big companies keep a legal staff on payroll to deal with the daily operations of running and maintaining a large enterprise. Business lawyers may have more specific specialties like copyright law, product liability and mergers and acquisitions.
Business attorneys may focus their practices on certain industries. There are entertainment lawyers to guide artists through royalties and media contracts, while hospitals employ malpractice attorneys to protect doctors from aggressive litigation.
When you work for a company, you may find yourself in need of an employment lawyer - especially if the relationship between you and your employer sours. An employment attorney prevents people from losing their jobs due to unfair reasons. Workers' compensation lawyers help maintain safe employment conditions and ensure workers receive fair compensation after workplace injury or discrimination.
A personal finance attorney can protect and manage your investments and securities. You may use a finance lawyer to help you prepare your taxes, but you might be better off working with an accountant. A tax attorney is more commonly contacted after a business or individual runs into trouble with the IRS or state regulators.
Real Estate Lawyer
Your family may keep a lawyer on retainer to guide you through the major expenses that come up in life. When buying a home, you could work with a real estate lawyer to make sure you get the best deal and won't get taken advantage of by tricky mortgage agreements or unfair landlords. An estate attorney can help you plan for the worst by creating a will and preparing your finances for after your death.
A bankruptcy lawyer is essential to help you resolve your financial difficulties when they start to spin out of control. Certain attorneys help create strategies to bring you out of debt and speak to your creditors. A lawyer can advise you on which type of bankruptcy you should file for.
If you are suing someone or being sued, you need a civil lawyer. Civil attorneys - and criminal lawyers - are the legal representatives who argue on your behalf in a courtroom setting. Civil lawyers may represent you on matters of business, finance or a wide variety of other specialized needs.
One of the most common types of civil attorneys is a personal injury lawyer. When you're hurt by an outside party and you would like to hold them legally responsible, a personal injury attorney conducts litigation and negotiates settlements to compensate for your pain and suffering. Sometimes many wronged people will join together with a single civil lawyer or law office to form a class action lawsuit.
Most people will turn to a lawyer during a divorce to navigate the emotionally charged legal proceedings. A divorce attorney can assist in determining grounds for separation, division of property and custody of children.
Family attorneys deal with much more personal matters. If you're getting married, a family lawyer can help you prepare a prenuptial agreement or other family planning paperwork such as adoption or inheritance documents.
To ensure you find a competent attorney who won't abuse your trust or drain your finances, you have to make the proper inquiries. There are several questions you should ask, but the majority will fall under three general topics:
Training and Experience Questions
One of the best ways to determine quality is to examine an attorney's history. When you first step into a lawyer's office, you should check for the appropriate certifications and diplomas. You have to ask how long he or she has practiced law and request information that demonstrates the practice's success. Look for precise details such as percentage of cases settled out of court.
Once you inquire about the broad details of their legal career, you should ask questions about their experience that pertains to your specific issue. You should ask how many similar cases they have handled and if they have special skills or training that applies specifically to your needs. Lawyers can't mention clients by name, but you should ask for basic details about identical past cases.
You need to ask about every possible fee that will come up when working with an attorney. You should request a list of all costs in advance so you won't be surprised by additional expenses like overhead. Also determine exactly when you will start being billed. You want to inspect paperwork carefully. If the attorney charges you for his or her experience, you need to make sure he or she will perform tasks personally and not hand it off to an assistant.
Find out if the attorney has a flat fee or charges by the hour. Many civil lawyers work on contingency. Whatever the payment plan, make inquiries about how the lawyer plans to provide service for your money and what you can do if you start to feel unsatisfied with his or her performance.
Lawyer/Client Relationship Questions
When you hire a lawyer, you're agreeing to work with someone over a certain period of time. You need to ask questions about how the attorney will communicate with you and what responsibilities you hold in the relationship. The attorney should let you know the best channel for quick communication and you need to inform him or her when you want updates.
You should also ask questions to get to know the attorney as an individual in order to ensure this is a person you can trust. Ask about their legal philosophy and how he or she views the lawyer/client relationship. Great questions to start off with are ones that will make your life easier, such as how to keep fees down or what daily disruptions you should expect from a long legal battle. The more forthcoming the lawyer appears to be with individual needs, the better.
You may keep a lawyer on retainer or you could turn to an attorney during specific situations. Here are some common reasons people begin seeking legal representation or advice:
You Know Your Limitations
If you sign documents and you come across a word you don't recognize, you need assistance. You may need a third party to help you navigate important employment or real estate paperwork. It's essential you fully understand the terms of any legally binding documentation or activity you become a part of. If you are not an expert in a given field, you'll want to hire an attorney who is.
A lawyer may find legal implications or opportunities you might miss. If you find yourself in a civil or criminal matter, a proper attorney ensures you don't receive a harsh punishment for a small mistake.
You're Facing an Important Event/Decision
When making decisions critical to your financial stability or personal life, you may want a lawyer with expertise in your situation to make sure you do everything you can to arrive at the proper resolution. This is especially true when you become involved in a criminal case and your freedom is on the line.
It's not just a matter of legal knowledge; lawyer's have access to numerous resources you do not. They have staff ready to work around the clock and experts in a variety of fields to give your important issues the attention they deserve.
You Can't Be Impartial
During times when personal matters intersect with legal proceedings, you may need to have an advocate to prevent your emotions from getting in the way of level-headed thinking. For example, divorce lawyers can mediate a heated argument and help both partners get on with their lives.
Emotional investment could be subtle. You may want to have a lawyer look over an investment opportunity that looks too good to be true or investigate the merits of a possible civil suit when you feel wronged.
You're Out of Options
Many people turn to lawyers when they are in trouble. If you've been accused of a crime or are in a terrible financial situation, you can find an attorney who will work with what you have available to assist you as you deal with your problems.
Personal injury lawyers find solutions for people who can no longer work under their own power and bankruptcy attorneys prevent people from giving in to debt. If you find yourself in a situation where you can't find a solution, a lawyer may be able to offer the counsel you need.
When it comes time to choose a lawyer, you should start by searching close to home. While you probably don't want the conflict of interest that comes from being represented by a family member, friends and loved ones can recommend lawyers who served them well in the past. If you do have attorneys you are familiar with, ask who they believe would be best for you.
After going through personal references - especially from individuals who had similar needs - you should broaden your search through public information resources. You can call your area's attorney referral service or check legal organizations like Martindale-Hubbell. There are other resources available online. You should check websites for client reviews and other third-party forms of approval.
When you build a list of possible candidates, perform a background check on each one. See if you can find information on their history and success record. Once you find a possible lawyer, you should call to arrange a consultation so you can ask your important questions in person.
By performing the necessary research and taking every available precaution, you can narrow your search to the attorney most suited to your needs.