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        2. Hamlin, PA
        3. Olsommer Clarke Insurance Group Inc

        Olsommer Clarke Insurance Group Inc in Hamlin, PA

        About Search Results

        About Search Results

        YP - The Real Yellow PagesSM - helps you find the right local businesses to meet your specific needs. Search results are sorted by a combination of factors to give you a set of choices in response to your search criteria. These factors are similar to those you might use to determine which business to select from a local Yellow Pages directory, including proximity to where you are searching, expertise in the specific services or products you need, and comprehensive business information to help evaluate a business's suitability for you. “Preferred” listings, or those with featured website buttons, indicate YP advertisers who directly provide information about their businesses to help consumers make more informed buying decisions. YP advertisers receive higher placement in the default ordering of search results and may appear in sponsored listings on the top, side, or bottom of the search results page.

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        State Farm

        (984)
        Find a Location
        • (866) 276-1219
        InsuranceBanksAuto Insurance
        WebsiteGet a QuoteMore Info

        Direct Auto & Life Insurance

        Find a Location
        • (877) 777-3245
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        InsuranceTruck InsuranceAuto Insurance
        WebsiteGet a QuoteVideoMore Info

        Acceptance Insurance

        (19)
        Find a Location
        • (800) 287-9126
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        InsuranceHomeowners Insurance
        WebsiteMore Info
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        Olsommer-Clarke Insurance

        1. Olsommer-Clarke Insurance

        (1)

        610 Hamlin HwyHamlin, PA 18427

        (570) 689-9600
        Insurance
        Website

        Erie insurance helped me out. I'm very pleased with their professionalism.. Michael was really helpful with helping me change my insurance company,…

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        2. Olsommer-Clarke Insurance Group Inc

        100 Main StGouldsboro, PA 18424

        (570) 842-9600
        Insurance
        Website
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        3. Olsommer- Clarke Insurance Group

        604 Main StHonesdale, PA 18431

        (570) 253-6330
        InsuranceHomeowners Insurance
        WebsiteServices
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        Olsommer-Clarke Ins Group Inc

        4. Olsommer-Clarke Ins Group Inc

        100 N Main StMoscow, PA 18444

        (570) 842-9600
        Insurance
        Website

        From Business: As Erie Insurance Agents we provide superior home, auto or business Insurance to suit your needs. With award-winning service and great prices we give you confiden…

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        5. Olsommer-Clarke Insurance

        1014 Church StHonesdale, PA 18431

        (570) 253-6330
        InsuranceHomeowners Insurance
        WebsiteServices
        Businesses in related categories to Insurance
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        Arlene McHale - State Farm Insurance Agent

        6. Arlene McHale - State Farm Insurance Agent

        Rt 191Hamlin, PA 18427

        (570) 689-5238
        InsuranceHomeowners Insurance
        WebsiteDirectionsMore Info

        From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

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        YP Preferred

        7. CIGNA

        (5)

        Serving the Hamlin Area

        (800) 244-6224
        InsuranceHealth Insurance
        WebsiteMore Info

        I was scheduled to have an angiogram due to abnormalities in a stress test onMay 10th. While I was being prepped, it was found that I hadn't been p…

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        Direct Auto & Life Insurance
        YP Preferred

        8. Direct Auto & Life Insurance

        (6)
        Find a Location
        (877) 777-3245

        Get a Free Quote Today!

        Get Quote
        InsuranceTruck InsuranceLife Insurance
        WebsiteGet a QuoteVideoMore Info

        This company has made my car accident one of the most frustrating experiences of my life! They don't respond to questions or phone calls, even after…

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        GEICO
        YP Preferred

        9. GEICO

        (8)

        Serving the Hamlin Area

        (877) 336-4405
        InsuranceMotorcycle Insurance
        WebsiteVideoMore Info

        coooooool this is so amazing I love it so much wow this is great I can't believe how much they helped me I love them wow

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        Acceptance Insurance
        YP Preferred

        10. Acceptance Insurance

        (19)
        Find a Location
        (800) 284-8401
        InsuranceProperty & Casualty Insurance
        WebsiteGet a QuoteVideoMore Info

        I went in to the local office to complain about my grandsons truck that had been wrecked almost 5 weeks ago . He has not had one response from an ad…

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        Brooks Estadt - State Farm Insurance Agent

        11. Brooks Estadt - State Farm Insurance Agent

        (1)

        919 Main StHonesdale, PA 18431

        (570) 253-7200
        InsuranceProperty & Casualty Insurance
        WebsiteDirectionsMore Info

        I am Brooks Estadt and we would love to earn your business ! We will do everything in our power to make you happy you chose us for your insurance n…

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        Dave Robinson - State Farm Insurance Agent

        12. Dave Robinson - State Farm Insurance Agent

        114 7th StHonesdale, PA 18431

        (570) 253-5700
        InsuranceLife Insurance
        WebsiteDirectionsMore Info

        From Business: Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.

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        State Farm
        YP Preferred

        13. State Farm

        (984)
        Find a Location
        (866) 276-1219
        InsuranceMotorcycle Insurance
        WebsiteGet a QuoteMore Info

        We would like to thank State Farm for working on a claim for our client home renovation after damage occurred in his home. The State Farm agent was…

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        14. Globe Life Insurance

        Serving the Hamlin Area

        (877) 301-1894
        InsuranceLife Insurance
        WebsiteMore Info

        From Business: Since 1951, Globe Life has grown in financial strength and reputation. Globe Life is proud to provide life insurance coverage to over 4 million policyholders. A.M…

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        15. Colonial Penn

        (1)

        Serving the Hamlin Area

        (866) 258-9236
        InsuranceLife Insurance
        WebsiteMore Info

        Name Charles G Brewer I have 7500.life insurance with someone else for 14 years. The price is the same as when I started it . So Iamgoing to reject …

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        16. Progressive Commercial Vehicle

        (1)

        Serving the Hamlin Area

        (855) 890-6162
        InsuranceAuto Insurance
        WebsiteMore Info

        I was involved in a car accident 2 months ago (now on month 3) where the progressive client threatened my life when we pulled over to exchange infor…

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        17. RVInsurance.com

        Serving the Hamlin Area

        (866) 847-1581
        InsuranceAuto Insurance
        WebsiteMore Info

        From Business: RVInsurance.com provides affordable auto insurance solutions to less-than-perfect drivers who are ready to get back on the road and on with their lives. Our agenc…

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        18. First American Home Warranty

        (1)

        Serving the Hamlin Area

        (877) 454-5062
        InsuranceProperty & Casualty Insurance
        WebsiteMore Info

        First American Home warranty hire vendors with a F rating with the BBB, and other vendors with no contractors license. They hire the worst vendors …

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        19. Select Home Warranty

        Serving the Hamlin Area

        (888) 385-9876
        InsuranceWarranty Contracts
        WebsiteMore Info

        From Business: Call the recipient of the 2017 Home Warranty Awards ""Best In Service"" company for your home warranty needs now! Our home warranty plans cover many parts of your…

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        20. Amica Mutual Insurance Company

        Serving the Hamlin Area

        (866) 694-9705
        InsuranceAuto Insurance
        WebsiteMore Info

        From Business: Exclusively for renters: important financial protection against the loss of or damage to your most valuable possessions. Personal property coverage to help you re…

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        21. eHealth Medicare

        Serving the Hamlin Area

        (877) 476-2421
        InsuranceHealth Insurance
        WebsiteMore Info

        From Business: We specialize in helping callers who are over the age of 65 who are looking to add additional / supplemental coverage to their existing Medicare insurance.

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        22. Health Markets

        Serving the Hamlin Area

        (866) 247-6619
        InsuranceHealth Insurance
        WebsiteMore Info

        From Business: Getting the right medicare supplement coverage is easy. We help you understand the many health and related insurance options available so you can make the best ch…

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        23. Allstate

        Serving the Hamlin Area

        (855) 884-6482
        InsuranceAuto Insurance
        WebsiteMore Info

        From Business: A policy with Allstate is more than just car insurance. It's personalized help from expert agents and innovative tools that help keep you driving forward and qual…

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        24. Liberty Mutual

        (1)

        Serving the Hamlin Area

        (866) 407-5070
        InsuranceRenters Insurance
        WebsiteMore Info

        This is not a good insurance company whatsoever, one of their clients ran into me, left me stranded when he blew up my tire. He left because he did…

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        25. Ready For My Quote

        Serving the Hamlin Area

        (866) 404-0801
        InsuranceHomeowners Insurance
        WebsiteMore Info

        From Business: We provide free insurance quotes from many leading providers. We can help you purchase an insurance policy that is not only affordable but also provides the best …

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        26. ehealth Insurance

        Serving the Hamlin Area

        (855) 293-8755
        InsuranceHealth Insurance
        WebsiteMore Info

        From Business: Why eHealth Medicare Since 2009, eHealth Medicare has worked with customers to find Medicare coverage that is offered through private insurance companies that con…

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        27. American Home Shield

        (5)

        Serving the Hamlin Area

        (855) 865-8744
        Insurance
        WebsiteMore Info

        Previous experiences have been ok but so far today's service call is a disasterThe plumbing technition refused to replace my valve saying it wasn't…

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        28. Liberty Mutual Insurance

        Serving the Hamlin Area

        (833) 726-9699
        InsuranceMotorcycle Insurance
        WebsiteMore Info

        From Business: Liberty Mutual Insurance is an American diversified global insurer, and the second-largest property and casualty insurer in the United States.[2] It ranks 76th on…

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        29. Sky Financial Services Inc

        (7)

        Serving the Hamlin Area

        (800) 295-6159
        InsuranceProperty & Casualty Insurance
        ReservationsServicesMore Info

        We closed within three weeks with the best rate available. I highly recommend them. After shopping around Sky Financial saved me about a quarter per…

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        YP Preferred

        30. SelectQuote Senior

        (2)

        Serving the Hamlin Area

        (877) 217-3357
        InsuranceHealth Insurance
        More Info

        When my husband needed to get health insurance to go with medicare, I saw this commercial and decided to call. Beverly was the perfect person for us…

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        Allstate Insurance Company

        (188)
        Find a Location
        • (888) 431-3748
        How much could you save? Call for free quote now!
        WebsiteGet a QuoteVideoMore Info

        Tips & Advice

        Can I buy a basic plan and still be covered?

        Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash.

        If I have insurance can I still shop around for a better rate?

        Yes. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easy. Potential customers can often get free quotes online very quickly.

        How do I file a life insurance claim?

        Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.

        How do I file a homeowners insurance claim?

        In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.

        How do I file an auto insurance claim?

        If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes to record: what happened before the accident, the date and time, traffic signs in the area and road conditions. Also get the other driver's name, address, license plate number, and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.

        How soon should I file an insurance claim?

        Filing an insurance claim can be stressful and confusing, but you need to begin the process as soon as possible to make certain you can recover your losses. In the case of emergencies, you should always call 911 first.

        What is a claims examiner?

        Claims examiners are typically involved in health and life insurance, and review medical records to determine the proper payout for major medical procedures.

        What is an adjuster?

        A claims adjuster or claims examiner is an employee of an insurance company, and the person responsible for evaluating claims and determining if the company will reimburse the policyholder at the amount provided. An adjuster inspects claims related to property damage, as in the case of auto or home insurance policies.

        What is umbrella insurance?

        Umbrella insurance is extra coverage from liability for other insurance policies, usually home or auto insurance. Consumers may choose to purchase an umbrella policy if their home or car is more expensive than a typical policy would be able to cover.

        Do I need pet insurance?

        Medical care for animals can be very costly, particularly because insurance for them is rare. By paying into a premium, you can help offset the cost of unexpected emergencies as well as routine checkups and medication.

        See more Tips & Advice

        GEICO

        Serving the Hamlin area.

        • (877) 294-7187
        You could save 15% or more on car insurance.
        WebsiteVideoMore Info

        Acceptance Insurance

        (19)
        Find a Location
        • (800) 287-9126
        Low down payments and easy monthly payments
        WebsiteMore Info

        GEICO

        (35)
        Find a Location
        • (800) 331-0587
        You could save 15% or more on car insurance.
        WebsiteMore Info

        State Farm

        (984)
        Find a Location
        • (866) 276-1219
        WebsiteGet a QuoteMore Info

        Direct Auto & Life Insurance

        Find a Location
        • (877) 777-3245
        Contact Us Online or by Phone-Locations Near You!
        WebsiteGet a QuoteVideoMore Info

        GEICO

        (8)

        Serving the Hamlin area.

        • (800) 550-5298
        You could save 15% or more on car insurance.
        WebsiteVideoMore Info

        Acceptance Insurance

        (19)
        Find a Location
        • (800) 284-8401
        Low down payments and easy monthly payments
        WebsiteGet a QuoteVideoMore Info

        Affordable Health Coverage

        Serving the Hamlin area.

        • (800) 749-6497
        DON'T OVER PAY FOR HEALTH COVERAGE
        WebsiteGet a QuoteMore Info

        Answer Financial

        Serving the Hamlin area.

        • (888) 877-9501
        More Info

        Arlene McHale - State Farm Insurance Agent

        Rt 191, Hamlin, PA 18427

        • (570) 689-5238
        WebsiteDirectionsMore Info

        Brooks Estadt - State Farm Insurance Agent

        (1)

        919 Main St, Honesdale, PA 18431

        • (570) 253-7200
        WebsiteDirectionsMore Info

        Dave Robinson - State Farm Insurance Agent

        114 7th St, Honesdale, PA 18431

        • (570) 253-5700
        WebsiteDirectionsMore Info

        Valarie Gavin: Allstate Insurance

        1114 Texas Palmyra Hwy, Honesdale, PA 18431

        • (570) 251-4011
        WebsiteDirectionsMore Info

        Globe Life Insurance

        Serving the Hamlin area.

        • (877) 301-1894
        WebsiteMore Info

        Liberty Mutual Insurance

        Serving the Hamlin area.

        • (833) 726-9699
        WebsiteMore Info
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        Did You Know?

        Insurance Basics

        To mitigate the risk of loss, people purchase insurance policies from a company. When buying a policy, the person agrees to pay a premium, which is small, regular payment based on the losses that may occur. If the insurance provider determines there is a greater chance of risk as compared to the average policy, the premium is usually higher. Premiums are often paid monthly, and can add up over time up to be greater than the expense of replacing the insured item.

        Many types of insurance only cover a certain amount of risk on an item. The amount the policyholder must pay before an insurance policy begins covering an expense is called the deductible. In the event of damage or loss to whatever the policy covers, the policyholder is responsible for the deductible no matter what. If the cost of damage or loss is less than the deductible amount, the insurance company does not pay anything. If the cost is greater than the deductible, the policyholder only pays the deductible, while the insurance pays the rest. Generally, the deductible amount is related to your premium, with a higher deductible usually requiring a lower premium, and vice-versa.

        Insurance Agents
        Selecting the right insurance involves careful research and evaluating many different options for coverage. This is why many people use an insurance agent to assist with making the right choice depending on their needs and financial situation. Agents often interview potential or current clients to get an idea of which insurance policies would benefit them the most. Based on their needs and individual risk, agents can often give potential customers a quote, which serves as a cost estimate for a specific policy. This is only a rough idea of what the policy will cost, because evaluating the risk associated with a given customer can take time. Insurance companies often compile an insurance score to quantify the risk an individual poses and calculate premiums accordingly. Credit scores play a major role in insurance scores, but past insurance-claim history is also taken into account.

        While agents often specialize in a particular category of insurance, some sell several different types of insurance. Agents can work for a larger insurance company or operate independently, selling policies from several different insurers.

        Insurance Products

        Almost anything of value can be insured to protect against loss due to a variety of circumstances. Insurance policies are very specific in the items they protect and in what event the policy holders will be reimbursed. Some of the most common insurance policies cover things we all use.

        Automotive Insurance
        Millions of Americans drive a car to get from place to place each day, so it makes sense that auto insurance is one of the most commonly used types. In most states, the law requires drivers to maintain an active insurance policy on any car, up to a certain amount. Most car owners are required at minimum to purchase liability insurance, which protects against damage for which the policyholder is at fault. Liability insurance covers damage to property as well as any injuries sustained in an accident. It's important to note liability insurance only covers damage or injuries of others, not the policyholder themselves. In addition to liability insurance, car owners can also purchase coverage for their own vehicle and medical expenses in the event of an accident. For this purpose, liability, vehicle and medical coverage are often packaged together in a single policy.

        Insurance can also be purchased for other vehicles, like motorcycles, ATVs, boats or RVs, and generally functions similarly to car insurance. Policies for alternative vehicles may have higher premiums if they are considered more dangerous, or might include other coverage options specific to the vehicle. Many companies that provide auto insurance will also offer coverage for motorcycles, ATVs, boats and RVs.

        Homeowners Insurance
        Your home, condo or apartment is probably the most valuable thing you own or otherwise pay for, so it makes sense to get it insured. Homeowners insurance is important not just for the security of the house itself, but for its ability to cover possessions inside the home as well. Many mortgage lenders also require an active home insurance policy.

        Like auto insurance, homeowners insurance is typically bundled together with policies covering many different items or categories of items. The primary coverage type is for the dwelling, insuring the house itself and all structures attached to it. Policies may also cover property within the home, with premiums varying depending on the value of all assets. Personal liability may also be included for damage or injuries sustained on your property that you are responsible for, much like auto insurance.

        Property insurance also may cover certain major events outside of your control. These are known as perils, and may include fire, flooding, natural disasters and other catastrophic events. You may want to purchase insurance against one or more of these perils if you live in a high-risk area. Flood insurance is an exception, however, and can be purchased through the government-sponsored National Flood Insurance Program. Your lender may require this if you live in a flood-prone area.

        Health Insurance
        To help pay for medical expenses, many people rely on their health insurance. With the passing of the Affordable Care Act, almost every American is required to enroll in a health care plan, or they face a penalty. Health insurance works similarly to other forms of insurance, although it is probably used to cover expenses more often, since car accidents and home damage are relatively rare compared to doctor visits and the need for medicine. Health insurance also operates on a premium-deductible model, and policyholders can choose what level of coverage works best for their lifestyle. For example, if you visit doctors very infrequently, you may consider a plan with a low premium and a higher deductible. On the other hand, people who require regular medical care may wish to pay a higher premium in exchange for more coverage from their deductible. Dental and vision care are sold as separate plans and are not required by law.

        Life Insurance
        When someone dies unexpectedly or is injured severely enough to be unable to work, it can be a financial disaster for their family or loved ones. Many people choose to purchase a life insurance policy to support their family in the event their regular income is suddenly lost. Life insurance comes in two basic types: term and universal. With a term life insurance plan, you pay a premium for a predetermined amount of time, usually 10 years or more. If you die at any point in that timeframe, your family receives a death benefit. If you're still around when the term is over, the coverage is canceled and you receive nothing. Universal life covers your entire life, and usually delivers a minimum benefit at death.

        Travel insurance
        Travel insurance is available for individuals who want to protect against unexpected setbacks in the course of travel, whether it's losing luggage or medical treatment abroad. Travel insurance may prove particularly useful for people who travel a lot for work or often visit remote locations. Travel insurance can take the form of either specific or blanket coverage. Specific coverage is useful for covering only certain risks, like medical emergencies or unexpected trip cancelation. Blanket coverage may cover some or all of your expenses for your entire trip.

        Pet insurance
        Pet insurance is a relatively new product that may help cover the costs of medical care for a dog, cat or other domestic animal. Medical care for animals can be very costly, particularly because insurance for them is rare. By paying into a premium, you can help offset the cost of unexpected emergencies as well as routine checkups and medication. While virtually unheard of a few years ago, pet insurance has become more popular as the cost of veterinarian care has continued to rise.

        Umbrella insurance
        Umbrella insurance is extra coverage from liability for other insurance policies, usually home or auto insurance. Consumers may choose to purchase an umbrella policy if their home or car is more expensive than a typical policy would be able to cover. For example, most car insurance liability policies cover at least $25,000 per person or $50,000 per accident. But if the accident involves a very valuable car, or the victim is willing to pursue legal action, insurance may not even begin to cover the full cost. You may want to hedge your risk by purchasing umbrella insurance to add extra protection to your existing policy.

        Insurance Claims Basics

        To receive a payout for an insurance policy, the policyholder must file a claim with the insurance company. The basics of the process are straightforward, but can vary depending on the type of insurance.

        Claims Adjusters and Examiners
        A claims adjuster or claims examiner is an employee of an insurance company, and the person responsible for evaluating claims and determining if the company will reimburse the policyholder at the amount provided. An adjuster inspects claims related to property damage, as in the case of auto or home insurance policies. Claims examiners are typically involved in health and life insurance, and review medical records to determine the proper payout for major medical procedures.

        How To Make a Claim
        Filing an insurance claim can be stressful and confusing, but you need to begin the process as soon as possible to make certain you can recover your losses. It's important to note that in the case of emergencies, you should always call 911 first. The safety and health of yourself and others takes precedent over insurance.

        Auto Insurance Claim: If you're involved in an accident, you need to call the police right away and have them document the situation. You can file a claim upon obtaining the police report. It's also a good idea, if possible, to take your own notes at the scene. The most important things to record are what happened before the accident, the date and time, traffic signs in the area and road conditions. Also be sure to get the other driver's name, address, license plate number and insurance information. Even photos taken with a cell phone camera can help the claims process. Once you have this documentation, call your insurance company right away.
        Homeowners Insurance Claim: In the case of damage, take pictures of the affected area as soon as any safety or health emergencies are resolved. Take note of what happened and all the relevant circumstances and report to your insurer as soon as possible. If any of your possessions were damaged, use an inventory of your important assets and make note of this in the claim. Once an adjuster has made their own report, review it for accuracy.
        Life Insurance Claim: Send your insurer a claim form for each beneficiary in the plan, as well as a certified copy of the policyholder's death certificate. With the proper information, life insurance claims are generally straightforward. Problems may arise if the policyholder has died within two years of opening the policy. In this case, an attorney may be needed to settle the claim.

        Finding Discounts on Insurance

        Insurance is a wise investment, but it can make a dent in your monthly budget. Thankfully, there are a variety of ways to trim the fat off your premiums and make certain you are paying only as much as you need.

        Shop and Compare
        Perhaps the best way to save on any insurance policy is to take the time to compare prices between as many companies and plans as possible. Even after you've chosen a plan and started paying into it, consider looking around again when it comes time to renew the policy. Consider using an independent agent when searching for a new insurance policy. While traditional agents can still find a good deal, independent agents can choose from a variety of providers and tailor your coverage to your specific needs. The Internet has also made comparison shopping easier than ever before. Potential customers can often get free quotes online very quickly.

        Buy Only What You Need
        Insurance agents will often try to "upsell" on various extra products that may be useful for certain people, but are generally excessive for the average consumer. Stick with basic plans that cover as much as you need without any additional costs. For example, if the annual cost of your auto insurance is 10 percent or more of the total value of your car, drop all but the most essential coverage. This is especially applicable if the car you drive is older and could be replaced with savings. Otherwise, you are paying for insurance that will never actually benefit you in the event of a serious crash. It can help to create a budget and know exactly how much income you have to work with before making a decision on a new policy.

        Take Advantage of Discounts
        Insurance providers offer a wide variety of discounts for all kinds of special customers or circumstances. In one of the most basic discounts, many companies will offer lower rates for customers who purchase home, auto and life insurance policies from the same provider. Car owners may get a rebate from taking a safe driving course. For those with teenagers on their plan, good grades can earn a small discount as well. Insuring multiple cars with the same provider may also lower premiums. Some providers will offer lower rates for military personnel, federal employees, teachers, first responders and their families.

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