Founded in 1934, The Gratz National Bank is a financial institution that offers savings, individual retirement and checking accounts. It provides home equity, business, automobile and personal loans. The bank also offers overdraft protection, funds transfer and 24-hour online banking services and loans for cars, trucks and farm equipment. The Gratz National Bank provides certificates of deposit. It is a member of the Federal Deposit Insurance Corporation. The bank offers telebanking and funds transfer services.