Valley Bank & Trust Company is a full-service banking institution. The bank offers a range of savings and checking accounts. It specializes in providing personal and business banking services. Valley Bank & Trust Company offers a range of mortgage, agriculture, commercial and home equity loans. The bank s trust department provides cash management and financial planning services. It also offers several mutual funds, fixed and variable annuities, individual retirement plans, stocks, bonds and long-term care insurance products. Valley Bank & Trust Company provides ATM credit and debit cards. It additionally offers Internet banking services that include balance checking, funds transfer and bill payment options. The company maintains a branch location in Gering, Neb.