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Please contact the business for updated hours/services due to the COVID-19 advisory.

OneRay for Home Loans

General Info
I have been serving Fresno and Central California’s mortgage needs since 1994. You receive the advantage of my knowledge and experience to smooth out the hassles, avoid speed bumps and insure that you get the best rates and programs that are currently available as well as the RIGHT program for your needs and desires. ✰ ✰ ✰ ✰ FREE Consultation & PreApproval. Seriously! I love talking about mortgages and real estate. Contact me today: Office (559) 446-2882 Text (559) 346-7238 eMail Specialties: Home mortgage lending for purchase and refinance of residential properties. I don’t sell Real Estate, Insurance or Am-way and I don’t know anything about replacing the alternator in your Bugatti. What I do exceptionally well, however, is mortgage loans. I specialize in helping people achieve their goals and dreams. We offer: Zero and low down payment options. MCC 20% interest rebate program. Lost your home in the crash? Buy again now! Less than perfect credit programs. Jumbo loans over $417,000. First time home buyer and down payment assistance programs. Self-employed borrowers welcomed. HECM Reverse Mortgages and Reverse Purchase loans. Under-water HARP refinances. Fixer-upper rehab loans. Debt consolidation. Investment properties. Construction and Rehabilitation loans. Our best loan is the one that meets your needs.
BBB Rating
BBB Rating and Accreditation information may be delayed up to a week.
Regular Hours
Mon - Fri:
Sat - Sun:
Extra Phones

Phone: (559) 446-2880

Phone: (559) 235-9457

FHA | VA | FHA 203(k) | FHA High Balance | HECM Reverse Mortgage | Reverse Purchase | Conventional | Jumbo | USDA-RD | Construction| Rehabilitation |HBAP | DAP | CalHOME | Cash-out | Homestyle |Boomerang | 1st Time Buyers | Home Ready | Debt Consolidation | Investment | MCC | HARP | Streamline | CalHFA | CalHome | Platinum | Saphire |Access | CHDAP | etc...
Payment method
discover, master card, visa, amex
North West Corner of Cedar & Bullard. Use far West parking lot and enter from the courtyard.

NMLS Mortgage Lic #212593

NMLS Lic #212593
Other Email

Mortgages, Financing Services, Loans, Real Estate Loans, Reverse Mortgages
Other Information

Parking: Lot


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