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Rise from the Ashes of Bad Credit Fully Restored

BBB Rating
A+
BBB Rating and Accreditation information may be delayed up to a week.
Hours
Regular Hours
Mon - Fri:
Services/Products
Credit Repair
Payment method
all major credit cards, cash
Neighborhood
Woodhaven
Category
Credit Repair Service

Reviews

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Zoe M.

11/14/2020

Overall
Expertise
Professionalism

I had a great experience working with Joe Camacho. He helped me completely rebuild my credit. I reached out to him after filing for bankruptcy and within one year after filing, he helped me go from a zero to a credit score in the high 600's, eligible for a credit card, and pre-approved for a car loan! Next stop: applying for a home loan!

Nathan H.

07/31/2020

Overall
Expertise
Professionalism

I worked with Joe and his team over the past year to help me out of a hole I didnt think was possible to get out of. I started at a 480 credit score and I am shocked as I am now over a 750 and just purchased our first home!! Thank you Joe and team for all your hard work and awesome customer service.

TG
Tiesha G.

07/31/2020

Overall
Expertise
Professionalism

I found The Phenix Group completely by chance, but I am truly grateful for it. Upon giving them my information for a FREE analysis, I was contacted the very next day via email by David Rodriguez. He assured me that he was here to help and that he could point me in the right direction; he did so much more than that. Even within our very FIRST conversation by phone, I knew I could trust in him immensely and he did so well at building rapport within the first few seconds of our conversation. Throughout the process, he remained in contact with me, we would contact each other by phone, email, and text (there were periods where he would be on the way to other appointments and couldn’t answer but he would still make sure I was taken care of) he really made me feel like a priority and I could tell he genuinely cared. I would never hesitate to call him if I needed his assistance and I never doubted his responsiveness. In hopes of saving this from being a lengthy post, I just want to emphasize that my interaction with David Rodriguez was by far the best interaction that I’ve had with any service that’s helped me in the past. He was exceedingly knowledgeable and would go beyond just answering my question, he responded within minutes, and he would always ask me to email him to keep him updated (which I loved). I would give David and The Phenix Group 10/5 stars, they have exceptional service and I would recommend them to anyone.

JG
Jonathan G.

06/19/2020

Overall
Expertise
Professionalism

My Man Joe Camacho helped me an my wife get our credit to where it had to be so we could get a house and we got got a fuckin house soooo exciting but he didnt stop there he kept goin after we got our home to make our credit even better this dude is awesome hard worker and on our ass about how we spend and use and everything to get shit done but it's worth it every step of the way really really recommend this guy!!!!

Larissa D.

06/19/2020

Overall
Expertise
Professionalism

We have been working with Joe Camacho for almost a year already, he has been a blessing helping us fix our credit. He is very blunt & straight to the point. He does not mess around and gets straight down to business. Even when something pops up on my credit that was from a few years ago, he is very positive and gets right to business trying to get it removed from my credit. And with all his hard work plus ours we we’re able to purchase our 1st home. He will be forever grateful for Joe Camacho and he will always be apart of our family a forever friend.... I do highly recommend The Phenix Group Joe Camacho..

KL
Kim L.

06/09/2020

Overall
Expertise
Professionalism

Its so much I can say about Joe! I called him after going on a tour to learn about homeownership. I presented to him what I thought wouldve been an impossible task. My situation was that my lease was ending in a few months and I needed my credit good enough to purchase a home. He was VERY thorough when he explained the process and what was required of me during this process.
Joe started on my file in Jan and on May 22nd I closed on my very first home! I have so much gratitude to this man and his team! I never thought I would be able to even buy a home and to be able to do so feels amazing! So thank you Joe so much! You did the impossible in such a short amount of time. I would not be where I am had it not been for you and your team!
To everyone who reads this: I would highly recommend any and everyone who need help with their credit to call Joe!

TM
Tamara M.

02/20/2020

Overall
Expertise
Professionalism

I was referred by my lender to work with Brian Quinn @the Phenix Group because I was struggling to raise my credit scores. I was previously working with another credit repair company for over 6 months that pretty much just took my money without helping me improving my credit. I gave Brian a call and he immediately got to work. He explained the entire process very thoroughly and ensured that I took detailed notes. After that first call, I was confident I was in good hands and I was absolutely right! Working with Brian has been amazing. We communicated constantly every step of the way. He replied back to my emails or voicemails almost immediately which never happened with the previous repair company. He has helped me raise my scores and also taught me the do’s and dont’s of building credit. After 2 months I saw a huge difference. I have already began to refer friends and family and I will continue to do so!

JJ
Jordan J.

01/27/2020

Overall
Expertise
Professionalism

David Rodriguez with The Phenix Group was amazing! I cannot rave about this company and team enough. They are so knowledgeable and really care about their customers. The market is overwhelmed with many companies but I promise this is THE BEST ONE! David took his time to offer information without taking advantage of me, gave me follow-up steps and has even helped beyond his call of duty. I would refer any and everyone to him who is looking for good quality help.

JT
Jimmy T.

01/11/2020

Overall
Expertise
Professionalism

I'll admit when my mortgage lender first referred me to Brian Quinn at The Phenix Group I was very skeptical! Having already tried to use Lexington Law for credit repair and not seeing any difference in my credit score  the last thing I wanted to do was spend more money and still not be able to purchase a home.

From the very first call Brian told me that once he reviewed my credit reports, if he could not generate the results I was looking for he would  just give me some advice and not charge me anything. I I was still waiting to hear some sort of sales pitch. That was not the case at all! Brian explained their programs in a way that I could understand , the cost of the services was very reasonable and he made it work for my budget!

Best of all we finished the program sooner than expected!!!!! As of last Friday I received a pre approval for my first home!!!!!!!

KW
Kirk W.

12/26/2019

Overall
Expertise
Professionalism

I knew I could benefit from professional credit counseling, but I had no idea where to begin. Thankfully, Joe Camacho was able to take great care of me. You see, I’ve known Joe for many years, so for those who are thinking about getting help, once you talk to him for the first time you’ll feel like you’ve known each other for years. He’s a results-driven, true professional, and really cares about serving his client. After my phone consult, I was told what I would need to do, the cost for the services, how long the process would probably take and what to reasonably expect the outcome to be. I found it very reasonably priced, less than I expected, and simple. The process happened just like Joe laid it out and I did as I was told. I did not have to converse or correspond with any of the creditors. At the end of the process my score was raised over 120 points and I could not be happier with the outcome. I’ve never been able to get auto loan interest rates this low in my life, and I also recently qualified for my first $25k credit card. In addition, maintaining my security clearance never has and definitely never will be an issue down the road. I fully recommend him and will tell you if you call someone else you’ll be making a huge mistake.

VG
Vasthi G.

12/16/2019

Overall
Expertise
Professionalism

The best credit counseling company! A friend highly recommended The Phenix Group and without hesitation I reached out to them. I was put in touch with Brian Q., who from the very first moment explained the entire process to me. He gave me so much confidence and hope I began my credit repair journey with them. Not only has Brian always taken the time to answer my questions and concerns in a very timely manner but, he has also educated me along the way on different aspects of how credit works and how to care for it.
I am very pleased with the final results. My scores went up over 100 points and I have now begun accomplishing the important life changing goals I have for my family.
I highly recommend Brian and The Phenix Group for your credit counseling needs. You will not be disappointed!

JW
James W.

12/02/2019

Overall
Expertise
Professionalism

I am a mortgage loan officer that has referred many clients to Brian Quinn at the Phenix Group. He is always super helpful to them whether he can help them or not. The clients he is able to help that follow his suggestions have come back to me and we have been able to buy a house when before they did not qualify. I can not express enough how great it is to have a company like The Phenix Group out there helping honest people get their credit repaired.

RA
Ricardo A.

09/01/2019

Overall

Recomiendo a Rafael Pérez a cualquiera que necesite reparación de crédito. Busque compañías de reparación de crédito en el pasado y no pude encontrar una compañía en la que pudiera confiar. Finalmente fui a un realtor para ver cómo comprar una casa con el credito que tenia y el me dio el numero de Rafael. Después de algunas conversaciones, decidimos seguir adelante y unirnos a su programa. Fue realmente difícil hablar con alguien sobre mis problemas de crédito, pero mi esposa y yo sentimos que podíamos confiar en Rafael, y hasta ahora está haciendo exactamente lo que nos dijo que haría.

AD
Andrew D.

08/31/2019

Overall

I contacted the Phenix Group to get some help with my credit. Even though they were not able to help me, Rafael Perez was very kind and very detailed on explaining the reasons. I really appreciate his honesty and all the good advice that he gave me. If you want an honest company working on your credit give them a call.

MP
Maria P.

08/31/2019

Overall
Professionalism

If you need to get your credit back on track call Rafael Perez!! I have been working with him for the last couple of weeks and I can’t say enough great things about the service that he provides. He is very friendly and answers all the questions I have.

HM
Hydress M.

08/28/2019

Overall
Expertise
Professionalism

Mr Rodriguez was a pleasure to work with, honest never promised me anything. I am truly happy with the outcome. Thanks

HP
Hak P.

08/15/2019

Overall
Expertise
Professionalism

I was referred by a realtor friend to The Phenix Group. When I called I ended up speaking with Rafael Perez. He took the time to listen to my credit issues and provided me with very detailed information about their services and how they would assist me in reaching my credit goals. I felt very comfortable speaking with him and decided to use his services, so far I am seeing great results with my credit and can’t wait to see the final results and become a homeowner . I highly recommend Rafael Perez. He is very informative and knowledgeable and is able to explain things in a way that I can understand better how credit works.

Lisette C.

07/03/2019

Overall
Expertise
Professionalism

Brian has significantly helped with my credit! From our first conversation Brian has walked me through the whole process and even followed up on a weekly basis. He has deleted over 52 Collections from my credit report and I am now in the 700’s and ready to buy our new home. I have spread the word to our friends and they are currently in the process of working with Brian.

Thank you, Brian and the Phenix Group!

OB
Os B.

06/06/2019

Overall
Expertise
Professionalism

Brian Quinn has done an amazing job with removing all negative items off all three credit reports, which held me back from buying new car. My wife was a little skeptical during the signup process because she was not sure if i was just throwing my money away with no results, but that all change once Brian Quinn spoke to my wife about the program and my wife was able to see results from the program within the first two months. I can say Brain mentor me through the program as he always call and email me. I look into other credit repair company before I came across The Phenix Group and was the best decision that I could have ever made for my financial future. I would recommend Brain Quinn with The Phenix Group as he is very professional and will make sure you well taking care of throughout the program.

JM
Jason M.

03/20/2019

Overall
Expertise
Professionalism

I highly recommend Brian Quinn and the team at Phenix! He has kept me informed throughout the process and very relatable. So far they've knocked off 40+ negative/inaccurate marks off my credit reports, greatly increasing my credit score.