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Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
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From Business: FCT is a 2nd generation full-service CPA firm. Our motto is "First Class Treatment" and our Mission is "To be each client's most trusted and effective advisor". W…
Phishing scams are getting more sophisticated, but there are ways to tell before you click that link.
Whether your home needs a complete renovation, or a room needs to be repaired, there are some things to know before you hire.
As in a court case, the process of mediation provides a method of conflict resolution. However, it is much more informal and does …
After weeks of searching I found Attorney Robert Pascal. I needed a strong and experienced Robert Pascal who specialized in personal injury. I suffered a broken arm after I fell and broke my arm while riding a rental bike. The rental bikes breaks malfunctioned and I was unable to stop causing me to crash into another biker and breaking my arm and some other minor injuries. The rental company refused to take responsibility for their breaks failing and causing my injuries. I hired Robert Pascal and they were able to prove it was the rental companies fault and won me a large settlement.
Scam company, they collect money that they never tell you about and keep with out forwarding any to the customer they are collecting for.
The staff at Gordon Thomas and Associates Inc. helped me collect debts from my clients who were refusing to pay. After I explained the situation to them and showed them the receipts, they got to work right away, preparing a legal forwarding document. They recommended me an attorney and remained involved with the case until I was paid. I was assured that the case would rule in my favor, as I had kept a file of all the documents. One of the associate, who was handling my project, would personally call me every day and tell me the inner rulings of the court. What I appreciated the most was that I was kept updated and there was an open line of communication between me and the entire staff who was handling my case.
We had no idea that our cash flow was suffering such a huge hit. After failing to identify the root cause, I hired Gordon Thomas and Associates Inc. for debt investigations and found out that since my manger left for a month leave, no money had been collected from the clients. Gordon Thomas and Associates Inc. started working on all the projects and figured out pretty fast, which clients had to pay debt. They did a full collection from around 15 clients within 2 months, which was pretty impressive. I would definitely recommend them to all my business associates.
I hired Gordon Thomas and Associates Inc. for their Lexus Nexus Skip Tracing service on my friend’s recommendation. After we lost our most prized clients… as in just disappeared from our radar, he left us in debt. The associate I was working with told me how the whole process would go. They collected documents of all the projects we had worked on for the client and worked day and night to find out where he was located. In just two days, I was informed that a full recovery had been done and soon I would get my money back. It was amazing how fast they worked and came back with positive results.
One of our most trusted client, who we were worked with regularly backed out of the deal at the last minute, leaving us in debt. After a meeting, they agreed to buy the merchandise at a lower price. However, when the delivery had been made, they started making excuses for the payment. One of my business associates recommended that we hire Gordon Thomas and Associates Inc. for their collection and legal forwarding service. Their staff arrived at our office and got right to work. Papers were collected and contracts were prepared to file a case against the client. After the client was served, I thought I would have to wait for a couple of months for the results. However, the case was ruled in our favor in just two weeks. The speed at which they work is what makes them so good at their job.
Working as an entrepreneur in such a crowded market can be very risky. I experienced this when one of my clients didn’t pay for the merchandise I had provided. As a result, my contacts refused to further take my orders and I was going into debt. One of my friends recommended Gordon Thomas and Associates Inc. I was advised to pursue legal forwarding and thanks to their efficient research and reports, I finally got paid. One of the best services I have ever encountered because the staff is not just there to do the job but they actually provide valuable feedback at every step. Good work!
Last year, we had some trouble in collecting money from our debtors. The inventory had already gone out but even after a month and the grace period, we were making calls. One of my partners finally recommended Gordon Thomas and Associates Inc. for their collection service. We were assured from the start that it might take some time but we will get paid. They worked diligently all day and kept us updated throughout the process. They were prepared for every kink that might occur in the recovery and even showed us the papers that would be filed for legal forwarding. Thank god, it never came to that. They did a really good job and I was very happy with their service.
Doing business with new companies can be nerve racking. One of my partners recommended that we hire Gordon Thomas and Associates Inc. for their Lexus Nexus Skip Tracing services. The new project was coming along nicely but when one of the vendors forgot to pay their due and claimed it was already paid, we had to take certain measures. The staff from Gordon Thomas and Associates Inc. told us that they could track down the debtors easily. They sifted through accounts and data and finally found the name under which the debtor was operating. The debt was collected within a week when a legal forwarding threat was given to them.
When I hired Gordon Thomas and Associates Inc. for collecting one of my company’s debts, I wasn’t sure how it would all play out. I had been calling the debtor for two weeks straight and they kept pushing the date forward. Gordon assured me that his team will do whatever it takes to get the debt and if things didn’t go as planned, they would go for legal forwarding. After the debtor’s refusal to pay saying that he wasn’t financial stable, I was represented by their attorney. Although the case was not that big, the attorney came well-prepared and had all the necessary documentation. I was extremely happy with the outcome when the final call was in my favor.
There has perhaps never been a better tool for do-it-yourself home handymen than the internet. With detailed instructions and videos explaining how to perform a number of common maintenance and renovation tasks around a house, an untrained homeowner might be surprised at how much he or she can accomplish with a quick search online. But even with all of this information, there are still many jobs that lie far outside the scope of most DIY enthusiasts. General contractors are there to fill in this gap.
A general contractor specializes in seeing a home remodel or repair project through from start to finish. To do this, the contractor works with the client - whether they are a homeowner or business - to nail down the scope of the work. Then he or she will turn to one or more subcontractors for specific tasks, like equipment operation, design, electrical work or whatever else is needed.
In essence, general contractors could be thought of as middlemen between a homeowner or business owner and any number of specialists. To get their money's worth, many assume they should just "cut out the middleman" and hire specialists directly, but this often proves more difficult in practice. General contractors won't be completing an entire project by themselves, but should have a long list of dependable experts who can work together and accomplish any task. They might also serve as the manager on the site of a construction project, overseeing workers and providing guidance and assistance when needed. For larger projects, though, the contractor might only handle administrative matters and employ a foreman or other professional for on-site supervision.
There are many general contractors who also specialize in certain tasks themselves. There is usually at least one general contractor on hand to organize the construction of an entire home, for example. But general contractors could also help a homeowner add an additional bedroom, build an in-ground pool or complete a major landscaping project. They could also work with a business to add or improve office space, whether that means making more room or converting a commercial building from a nail salon to a restaurant. Basically, if it's a job that involves building or repairing, a general contractor probably knows how to get it done.
No matter what the exact job may be, a contractor will probably need to accomplish several other essential tasks in pursuit of the ultimate goal, which may include:
Every general contractor performing any kind of work on a project must be licensed to do so in their state. The guidelines for the specifics on licensing vary from state to state. Some states might only require registration of contractors, which is different from licensing. Registration typically means that there must be a written record of what work is being performed and by whom, but it does not guarantee professional knowledge. Licensing, on the other hand, involves an examination process to assess professional competence.
Whether your state requires licensing or registration of contractors, there should be a record of most professionals willing to complete certain projects in your area. Check your state or county website for more information. In states that require licensing, every licensed contractor's contact information is available online or from another public source.
Not every project needs to be completed by a licensed or registered contractor. If it's just a minor job that won't take more than a day or two, and will cost less than a few hundred dollars, it's likely not necessary to find a licensed or registered contractor. However, anything bigger or more expensive, or a project involving plumbing or electrical work, needs to be completed by a licensed or registered professional.
General contractors also must be covered by an insurance policy. This should include liability coverage for any property damage that could be inflicted in the course of a job. It should also include a worker's compensation policy in case anyone is injured on the job. Before hiring a contractor for anything, ask for written proof of this insurance to see exactly what is covered.
A number of trade associations for contractors in the U.S. exist. Some of the biggest include:
Most trade associations for general contractors will provide references for anyone looking to hire a contractor for a specific project. They may also provide a number of benefits for their members, including assistance with licensing, training, insurance and business development.
No matter what you need accomplished, you want to choose a contractor who can get the job done right at a reasonable price. Obviously, this is easier said than done, but there are a few steps you can take to ensure you find a trustworthy general contractor.
The first, and perhaps most reliable, way to find a general contractor is to ask friends and family members for a recommendation. If you know anyone who has had major work done on their home, particularly if it's a similar job, ask them who they hired and if they were pleased with the result. You could also ask neighbors about who they've hired if you notice work being done on their house. Many remodeling contractors post signs in front of homes to advertise their services. As a general rule, it's rarely a good idea to hire a contractor who solicits work by going door to door.
If you are considering hiring a contractor without a personal recommendation, ask the contractor for references from past clients, and do as much background research on them as possible. Look for any complaints (or compliments) online to get a better idea of their track record. There are a number of websites specializing in connecting contractors with people or businesses who need work done. These sites may also allow past clients to submit their own reviews of the contractor.
Before hiring a contractor, make sure you are both in agreement on the project's budget. It's normal for most contractors to charge clients a premium not only for the labor expenses and zoning expertise, but for acquiring the materials as well. Be as clear and concise as possible regarding what you'll be purchasing yourself and what you will be paying the contractor to complete. Homeowners may be able to find a better deal on raw materials when they purchase these directly, but they first need to be sure they aren't buying the wrong things.
Don't forget to discuss how the project will be finalized and what will be done about cleanup. Plans for how the work site will be cleaned at the end of each day as well as at the conclusion of work need to be put in writing. An experienced general contractor should make every effort to keep the workspace clean and prevent dirtying or damaging any other area. Even so, talk with the contractor about the daily schedule, the logistics of transporting workers and equipment, and how cleanup will be handled.
As previously mentioned, you need to make sure to follow any state and local regulations regarding construction work, which includes hiring a licensed or registered general contractor. Ask the contractor for proof of their certification before signing anything, as well as their proof of insurance. You should also check your homeowners insurance policy to see if they offer coverage for contracted work. You may want to call your insurance provider and ask for more details on what your plan will and won't cover.
Perhaps the best way to feel safe about a contractor and the work being done is to hire a contractor you trust. This is why relying on personal references from friends and family is so important, and will often provide a great deal of peace of mind. If you aren't able to obtain a reference, work to conduct extensive research on the contractor as well as the work you are hiring them to perform. This should bring everyone's expectations into alignment and result in a safe work environment.
Before any money changes hands, there should be a contract to sign. Make sure the specifics of the work to be done and all costs are listed in the contract, right down to the most precise details. If you forget to have something included in the contract after signing it, there's rarely a chance of recourse.
Once the specifics of the job are nailed down, be sure to discuss the payment schedule with the contractor. This is important because paying too much up front offers the homeowner minimal leverage if the quality of work does not meet expectations or contractual specifications. Try to establish a reasonable pay schedule with the contractor, such as paying 10 percent of the total cost for each 10 percent of the work that is completed. It's a good idea to include this payment plan in the contract as well.
Finally, look into getting a lien release signed before work begins. If there is ever a dispute regarding payment over the course of the project, a contractor or subcontractor could place a payment claim, or lien, on your property. This can trigger a long legal process that may be frustrating. To avoid this, ask the contractor to sign a lien release, which is a legal agreement that states that any payment accepted is final. This can come in handy if a contractor has his or her own payment issues with their subcontractors. Signing a lien release form certifies that any payment made by a client to the contractor is enough to pay for any goods or services rendered. A lien dispute could also be prevented by performing due diligence prior to picking a contractor, as any contractor with good credit and a long track record of satisfied clients should have no trouble paying for materials and labor once all contract conditions have been met.
Once work is underway, it's never a bad idea to check up on the progress of the job, either by staying in touch with the contractor over the phone or visiting the site in person. If you work with a trustworthy professional, it's probably best to keep your distance and allow everyone to stay busy. If you want to keep an eye on things, make sure workers wear the right safety gear and that everything looks to be moving along according to schedule. Finally, once work is finished and you are satisfied, be sure to thank your contractor and tell friends or family members about your experience.